467 N 2975 W, Layton, UT 84041 Property Records

Davis County property record for 467 N 2975 W, Layton, UT 84041

Property Summary

Property Type	Single Family Home
Details	8 bd · 5.5 ba · 4,219 sqft · built 2009
Lot Size	0.47 acres (20,473 sqft)
Owner	2 Individual Names on Record
Tax Bill	$7,173 (2025)
Deeds & Mortgages	Apr 2021 Line of Credit Feb 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`12-561-1208`

Property Details

APN / Parcel Number

Primary APN	`12-561-1208`

Interior

Bedrooms	8 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Total Rooms	13 Rooms
Stories	2 Stories
Building Area	4,219 sqft Living Area
Basement Area	2,825 sqft
Unfinished Basement	2,825 sqft

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	20,473 sqft (0.47 acres)
Garage Area	816 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	467 N 2975 W
City	LAYTON
State	UT
Zip	84041-8837
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-S
Legal Description	ALL OF LOT 1208, WILD HORSE SPRINGS SUB PHASE 12. CONT 0.47 ACRES
Legal Subdivision	WILD HORSE SPRINGS PHASE 12
Legal Phase	12
Legal Lot Number	1208
Jurisdiction	DAVIS UT
Township / Civil Division	NORTH DAVIS
Census Block Group	1
Census Block	1020
Census Tract	125415

Owner

Source: Davis County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	467 N 2975 W, LAYTON, UT 84041-8837
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2021	Deed of Trust, Mortgage · Line of Credit ZB NA
Feb 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Jul 2, 2020	Deed of Trust, Mortgage · Line of Credit ZB NA
Oct 16, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2011
Deed Sale	Feb 28, 2011
Prior Sale	Sep 7, 2007 · Amount on Record
Deed Document Number	20112586854
Deed Book / Page	5219 / 1554
Last Transfer Date	Sep 21, 2018
Transfer Doc	0003123061
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	467 N 2975 W, LAYTON, UT 84041-8837
Transaction Type	Mortgage
Record Updated	May 5, 2021
Title Company	INWEST TITLE, INWEST TITLE SERVIC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	467 N 2975 W, LAYTON, UT 84041-8837

Mortgage

Document Number	7740/2695
Date	Apr 16, 2021
Book Page	7740/2695
Instrument	3372886

Lender

Name	ZB NA
Type	Bank
Address	SYRACUSE, UT 84075

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	467 N 2975 W, LAYTON, UT 84041-8837
Transaction Type	Mortgage
Record Updated	Mar 17, 2021
Title Company	MOUNTAIN VIEW TITLE, MOUNTAIN VIEW TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7701/1327
Date	Feb 22, 2021
Book Page	7701/1327
Instrument	3350593

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	467 N 2975 W, LAYTON, UT 84041-8837
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003267373
Date	Jul 2, 2020
Book Page	7547/1609
Instrument	3267373

Lender

Name	ZB NA
Type	Bank
Address	SALT LAKE CITY, UT 84133

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DAVIS UT
Recording Date	Oct 16, 2018
Property Address	467 N 2975 W, LAYTON, UT 84041-8837
Document Number	0003123061
Book / Page	007121 / 000799
Instrument Date	Sep 21, 2018
Instrument	3123061
Transaction Type	Transfer
Record Updated	Oct 29, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	467 N 2974 W LAYTON UT 84041, LAYTON, UT 84041

Tax Assessment & Valuation

Source: Davis County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Davis County
Municipality	Layton City
Unified School District	Davis School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$755,150 (+0.29%) Land $174,286 Building $580,864	$1,373,000 (+0.29%) Land $316,883 Building $1,056,117
2025	$7,173.00 (+2.31%)	$752,950 (-36.83%) Land $174,923 Building $578,027	$1,369,000 (+14.85%) Land $318,042 Building $1,050,958
2024	$7,011.00 (+9.63%)
2023	$6,395.00 (+2.08%)	$1,192,000 Land $207,014 Building $984,986	$1,192,000 Land $207,014 Building $984,986
2022	$6,265.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 21, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of Utah
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAYTON CITY WATER SYSTEM serves 82,000 people · EPA ID UTAH06018
Water Source	Purchased surface water from WEBER BASIN WCD - CENTRAL
Last State Inspection	Sep 2023
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, Utah Broadband, Verizon.

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