458 N 2975 W, Layton, UT 84041 Property Records

Davis County property record for 458 N 2975 W, Layton, UT 84041

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,618 sqft · built 2008
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,795 (2025)
Deeds & Mortgages	Jan 2017 Mortgage Jan 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-561-1206`

Property Details

APN / Parcel Number

Primary APN	`12-561-1206`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,618 sqft Living Area
Basement Area	1,474 sqft
Unfinished Basement	1,474 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,939 sqft (0.32 acres)
View / Lot	Cul-de-sac
Garage Area	1,066 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	458 N 2975 W
City	LAYTON
State	UT
Zip	84041-8837
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-S
Legal Description	ALL OF LOT 1206, WILD HORSE SPRINGS SUB PHASE 12. CONT 0.32 ACRES
Legal Subdivision	WILD HORSE SPRINGS SUB PHASE 12
Legal Phase	12
Legal Lot Number	1206
Jurisdiction	DAVIS UT
Township / Civil Division	NORTH DAVIS
Census Block Group	1
Census Block	1020
Census Tract	125415

Owner

Source: Davis County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	458 N 2975 W, LAYTON, UT 84041-8837
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2017	Deed of Trust, Mortgage · Commercial Mortgage GOLDENWEST FCU
Jan 4, 2017	Deed of Trust, Mortgage · Line of Credit GOLDEN WEST FCU
Jan 4, 2017	Loan Modification, Mortgage GOLDENWEST CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 8, 2006
Deed Sale	Aug 8, 2006
Prior Sale	Jul 7, 2006 · Amount on Record
Deed Document Number	20062191117
Deed Book / Page	4091 / 669
Prior Transfer Date	Jul 6, 2006
Prior Transfer Doc	0002182918
Record Updated	Oct 29, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	458 N 2975 W, LAYTON, UT 84041-8837
Transaction Type	Mortgage
Record Updated	Sep 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	006678/759
Date	Jan 9, 2017
Book Page	6678/759
Instrument	2994354

Lender

Name	GOLDENWEST FCU
Type	Credit Union

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	458 N 2975 W, LAYTON, UT 84041-8837
Document Number	0002994364
Instrument Date	Jan 4, 2017
Transaction Type	Mortgage
Record Updated	May 28, 2020
Title Company	BACKMAN TITLE SERVICES, BACKMAN TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	458 N 2975 W LAYTON UT 840418837, LAYTON, UT 84041-8837

Mortgage

Document Number	0002994364
Date	Jan 9, 2017
Book Page	006678/000828
Instrument	2994364

Lender

Name	GOLDEN WEST FCU
Type	Credit Union
Address	OGDEN, UT 84402-1111

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

January 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	DAVIS UT
Property Address	458 N 2975 W, LAYTON, UT 84041-8837
Document Number	0003242535
Instrument Date	Jan 4, 2017
Transaction Type	Mortgage
Record Updated	May 28, 2020
Title Company	BACKMAN TITLE SERVICES, BACKMAN TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	458 N 2975 W LAYTON UT 840418837, LAYTON, UT 84041-8837

Mortgage

Document Number	0003242535
Date	Apr 15, 2020
Book Page	007492/000576
Instrument	3242535

Lender

Name	GOLDENWEST CU
Type	Credit Union
Address	OGDEN, UT 84403

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Davis County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Davis County
Municipality	Layton City
Unified School District	Davis School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$623,700 (+2.53%) Land $144,975 Building $478,725	$1,134,000 (+2.53%) Land $263,591 Building $870,409
2025	$1,795.00 (-56.12%)	$608,300 (-35.83%) Land $146,066 Building $462,234	$1,106,000 (+16.67%) Land $265,574 Building $840,426
2024	$4,091.00 (-19.56%)
2023	$5,086.00 (+806.6%)	$948,000 Land $159,033 Building $788,967	$948,000 Land $159,033 Building $788,967
2022	$561.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 21, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of Utah
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAYTON CITY WATER SYSTEM serves 82,000 people · EPA ID UTAH06018
Water Source	Purchased surface water from WEBER BASIN WCD - CENTRAL
Last State Inspection	Sep 2023
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, Utah Broadband, Verizon.

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