421 N 2975 W, Layton, UT 84041 Property Records

Davis County property record for 421 N 2975 W, Layton, UT 84041

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,871 sqft · built 2005
Lot Size	0.37 acres (16,117 sqft)
Owner	2 Individual Names on Record
Last Sale	$437,500 (Aug 2019)
Tax Bill	$3,573 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Mar 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-561-1212`

Property Details

APN / Parcel Number

Primary APN	`12-561-1212`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,871 sqft Living Area
Basement Area	1,883 sqft
Unfinished Basement	1,883 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	16,117 sqft (0.37 acres)
Garage Area	1,032 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	421 N 2975 W
City	LAYTON
State	UT
Zip	84041-8837
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-S
Legal Description	ALL OF LOT 1212, WILD HORSE SPRINGS SUB PHASE 12. CONT 0.37 ACRES
Legal Subdivision	WILD HORSE SPRINGS SUBDIVISION PHASE 12
Legal Phase	12
Legal Lot Number	1212
Jurisdiction	DAVIS UT
Township / Civil Division	NORTH DAVIS
Census Block Group	1
Census Block	1027
Census Tract	125415

Owner

Source: Davis County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	421 N 2975 W, LAYTON, UT 84041-8837
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage MOUNTAIN AMERICA FCU
Mar 30, 2018	Deed of Trust, Mortgage · Conventional Mortgage AMERICA FIRST CU
Aug 27, 2019	Warranty Deed, Transfer · Conventional Mortgage MOUNTAIN AMERICA FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 27, 2019 · Amount on Record
Deed Sale	Aug 27, 2019 · Amount on Record
Prior Sale	Sep 1, 2010 · Amount on Record
Deed Document Number	20193182550
Deed Book / Page	7334 / 913
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	421 N 2975 W, LAYTON, UT 84041-8837
Transaction Type	Mortgage
Record Updated	Sep 17, 2021
Title Company	MOUNTAIN VIEW TITLE, MOUNTAIN VIEW TITLE & ESC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7837/1971
Date	Sep 3, 2021
Book Page	7837/1971
Instrument	3415498

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union
Address	WEST JORDAN, UT 84084

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 1, 2041

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	421 N 2975 W, LAYTON, UT 84041-8837
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003084889
Date	Mar 30, 2018
Book Page	6983/2593
Instrument	3084889

Lender

Name	AMERICA FIRST CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAVIS UT
Recording Date	Aug 27, 2019
Property Address	421 N 2975 W, LAYTON, UT 84041-8837
Document Number	7334/0913
Book / Page	7334 / 0913
Instrument Date	Aug 23, 2019
Instrument	3182550
Transaction Type	Transfer
Record Updated	Jul 6, 2021
Title Company	MOUNTAIN VIEW TITLE &

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	421 N 2975 W, LAYTON, UT 84041-8837
Investor	Possibly a Property Investor

Mortgage

Document Number	3182551
Date	Aug 27, 2019
Instrument	3182551

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

Source: Davis County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Davis County
Municipality	Layton City
Unified School District	Davis School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$374,550 (-0.15%) Land $148,015 Building $226,535	$681,000 (-0.15%) Land $269,118 Building $411,882
2025	$3,573.00 (+0.73%)	$375,101 (-41.57%) Land $148,913 Building $226,188	$682,000 (+6.23%) Land $270,750 Building $411,250
2024	$3,547.00 (+2.99%)
2023	$3,444.00 (-5.67%)	$642,000 Land $172,477 Building $469,523	$642,000 Land $172,477 Building $469,523
2022	$3,651.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 21, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of Utah
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAYTON CITY WATER SYSTEM serves 82,000 people · EPA ID UTAH06018
Water Source	Purchased surface water from WEBER BASIN WCD - CENTRAL
Last State Inspection	Sep 2023
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, Utah Broadband, Verizon.

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