439 N 2975 W, Layton, UT 84041 Property Records

Davis County property record for 439 N 2975 W, Layton, UT 84041

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,695 sqft · built 2005
Lot Size0.42 acres (18,295 sqft)
Owner2 Individual Names on Record
Last Sale$419,000 (Nov 2014)
Tax Bill$4,087 (2025)
Deeds & MortgagesAug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN12-561-1209

Property Details

APN / Parcel Number

Primary APN12-561-1209

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area2,695 sqft Living Area
Basement Area1,818 sqft
Unfinished Basement1,818 sqft

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialStucco
Construction TypeFrame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area18,295 sqft (0.42 acres)
View / LotCorner
Garage Area928 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address439 N 2975 W
CityLAYTON
StateUT
Zip84041-8837
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-S
Legal DescriptionALL OF LOT 1209, WILD HORSE SPRINGS SUB PHASE 12. CONT 0.42 ACRES
Legal SubdivisionWILD HORSE SPRINGS SUBDIVISION PHASE 12
Legal Phase12
Legal Lot Number1209
JurisdictionDAVIS UT
Township / Civil DivisionNORTH DAVIS
Census Block Group1
Census Block1020
Census Tract125415

Owner

Source: Davis County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address439 N 2975 W, LAYTON, UT 84041-8837
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 25, 2014 · Amount on Record
Deed SaleNov 25, 2014 · Amount on Record
Prior SaleJun 23, 2011 · Amount on Record
Deed Document Number20142835775
Deed Book / Page6152 / 126
Prior Transfer DateJun 24, 2005
Prior Transfer Doc0002083916
Record UpdatedOct 29, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDAVIS UT
Property Address439 N 2975 W, LAYTON, UT 84041-8837
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyMERIDIAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0003285905
DateAug 25, 2020
Book Page7582/967
Instrument3285905
Lender
NameMOUNTAIN AMERICA FCU
TypeCredit Union
AddressWEST JORDAN, UT 84084
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueSep 1, 2040

Tax Assessment & Valuation

Source: Davis County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateUtah
CountyDavis County
MunicipalityLayton City
Unified School DistrictDavis School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$435,600 (+1.54%) Land $149,416 Building $286,184$792,000 (+1.54%) Land $271,666 Building $520,334
2025$4,087.00 (-0.27%)$429,000 (-42.03%) Land $150,131 Building $278,869$780,000 (+5.41%) Land $272,966 Building $507,034
2024$4,098.00 (+3.22%)
2023$3,970.00 (-6.92%)$740,000 Land $175,884 Building $564,116$740,000 Land $175,884 Building $564,116
2022$4,265.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 21, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of Utah
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAYTON CITY WATER SYSTEM
serves 82,000 people · EPA ID UTAH06018
Water SourcePurchased surface water from WEBER BASIN WCD - CENTRAL
Last State InspectionSep 2023
Lead4 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency
Fiber
10,000 / 10,000
SenaWave
Fiber
2,500 / 2,500
Xfinity
Cable
2,000 / 250
Beehive Broadband
Fiber
1,000 / 1,000
AT&T
Fixed Wireless
100 / 20

May also be available: CenturyLink, Utah Broadband, Verizon.

Nearby Properties on N 2975 W

Nearby Streets

Search Property Records by Address or Parcel Number