442 N 2975 W, Layton, UT 84041 Property Records

Davis County property record for 442 N 2975 W, Layton, UT 84041

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,940 sqft · built 2008
Lot Size	0.31 acres (13,504 sqft)
Owner	Individual Name on File
Last Sale	$838,450 (Nov 2025)
Tax Bill	$5,135 (2025)
Deeds & Mortgages	Sep 2021 Line of Credit Nov 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-561-1205`

Property Details

APN / Parcel Number

Primary APN	`12-561-1205`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,940 sqft Living Area
Basement Area	1,787 sqft
Unfinished Basement	1,787 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,504 sqft (0.31 acres)
Garage Area	872 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	442 N 2975 W
City	LAYTON
State	UT
Zip	84041-8837
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-S
Legal Description	ALL OF LOT 1205, WILD HORSE SPRINGS SUB PHASE 12. CONT. 0.31 ACRES
Legal Subdivision	WILD HORSE SPRINGS PHASE 11 & 12
Legal Phase	12
Legal Lot Number	1205
Jurisdiction	DAVIS UT
Township / Civil Division	NORTH DAVIS
Census Block Group	1
Census Block	1020
Census Tract	125415

Owner

442 N 2975 W is owned and occupied by an individual who bought it in November 2025.

Source: Davis County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	442 N 2975 W, LAYTON, UT 84041-8837
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2021	Deed of Trust, Mortgage · Line of Credit GOLDENWEST FCU
Nov 3, 2025	Warranty Deed, Transfer · VA Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 3, 2025 · Amount on File
Deed Sale	Nov 3, 2025 · Amount on File
Prior Sale	Jan 25, 2006 · Amount on File
Deed Document Number	20253641259
Deed Book / Page	8867 / 954
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	442 N 2975 W, LAYTON, UT 84041-8837
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	TITLE GUARANTEE-LAYTON, TITLE GUARANTEE LAYTON

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	007849/622
Date	Sep 22, 2021
Book Page	7849/622
Instrument	3420729

Lender

Name	GOLDENWEST FCU
Type	Credit Union
Address	OGDEN, UT 84402

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAVIS UT
Recording Date	Nov 3, 2025
Property Address	442 N 2975 W, LAYTON, UT 84041-8837
Document Number	008867/954
Book / Page	8867 / 954
Instrument Date	Jan 24, 2025
Instrument	3641259
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	442 N 2975 W, LAYTON, UT 84041-8837

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	442 N 2975 W, LAYTON, UT 84041-8837

Mortgage

Document Number	0003641267
Date	Nov 3, 2025
Instrument	3641267

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 442 N 2975 W was $5,135, down 2.4% from the year before.

Source: Davis County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Davis County
Municipality	Layton City
Unified School District	Davis School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$496,651 (-7.86%) Land $135,988 Building $360,663	$903,000 (-7.86%) Land $247,250 Building $655,750
2025	$5,135.00 (-2.43%)	$539,001 Land $137,055 Building $401,946	$980,000 Land $249,190 Building $730,810
2024	$5,263.00 (+9.12%)
2023	$4,823.00 (+2.86%)	$899,000 Land $156,235 Building $742,765	$899,000 Land $156,235 Building $742,765
2022	$4,689.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 442 N 2975 W in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 21, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 442 N 2975 W is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of Utah
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAYTON CITY WATER SYSTEM serves 82,000 people · EPA ID UTAH06018
Water Source	Purchased surface water from WEBER BASIN WCD - CENTRAL
Last State Inspection	Sep 2023
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, Utah Broadband, Verizon.

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