Monroe County property record for 462 Palm Dr, Islamorada, FL 33036
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,164 sqft · built 1986 |
| Lot Size | 0.231 acres (10,080 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $85,000 (Aug 1980) |
| Tax Bill | $20,105 (2024) |
| Deeds & Mortgages | Jan 2021 Transfer |
| Flood Zone | Zone VE (high risk) |
| APN | 00391170-000000 |
| Primary APN | 00391170-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,164 sqft Living Area |
| 1st Floor Area | 2,164 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Type | Geodesic/Dome |
| Roof Material | Concrete |
| Lot Area | 10,080 sqft (0.231 acres) |
| View / Lot | Waterfront |
| Garage Type | Covered |
| Garage Area | 1,066 sqft |
| Porch | Florida Room |
| Porch Area | 654 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1479497 |
|---|---|
| Street Address | 462 PALM DR |
| City | ISLAMORADA |
| State | FL |
| Zip | 33036-4210 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IS-M |
| Legal Description | BK 3 LT 2 SAFETY HARBOR PB 3-69 SEC-1 LOWER MATECUMBE KEY OR33-474 OR47-181/183 OR77-450 OR528-752 OR804-2334 OR809-2024 OR816-1335 OR817-248Q/C OR1836-878/79Q/C |
| Legal Range | 36E |
| Legal Township | 64S |
| Legal Section | 20 |
| Legal Subdivision | SAFETY HARBOR SEC 1 |
| Legal Block | 3 |
| Legal Lot Number | 2 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 970900 |
Source: Monroe County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 6 CAYUGA LN, SEA RANCH LAKES, FL 33308-2902 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 1, 1980 · Amount on Record |
| Deed Sale | Aug 1, 1980 · Amount on Record |
| Prior Sale | Apr 1, 1980 · Amount on Record |
| Deed Book / Page | 816 / 1335 |
| Last Transfer Date | Jan 4, 2021 |
| Transfer Doc | 0030671088 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Jan 5, 2021 |
| Property Address | 462 PALM DR, ISLAMORADA, FL 33036-4210 |
| Document Number | 0030671088 |
| Book / Page | 3067 / 1088 |
| Map Reference | MB 3 PG 69 |
| Instrument Date | Jan 4, 2021 |
| Instrument | 2298034 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 14 GATEHOUSE RD, 14, SEA RANCH LAKES, FL 33308-2940 |
| Name | Verified Name |
|---|---|
| Address | 14 GATEHOUSE RD, SEA RANCH LAKES, FL 33308-2940 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Municipality | Islamorada, Village Of Islands |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,659,709 (+2.71%) Land $2,333,923 Building $325,786 | $2,659,709 (+2.71%) Land $2,333,923 Building $325,786 | |
| 2024 | $20,105.00 (+4.34%) | ||
| 2023 | $19,268.00 (+19.35%) | $2,589,504 (+43.81%) Land $2,287,656 Building $301,848 | $2,589,504 (+43.81%) Land $2,287,656 Building $301,848 |
| 2022 | $16,144.00 | $1,800,622 Land $1,498,543 Building $302,079 | $1,800,622 Land $1,498,543 Building $302,079 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 493 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 650 units insured incl. 157 condo units |
| Nearby Flood Claims | 553 (1981–2020) |
| Claims Outside the SFHA | 2 of 553 |
| Most Recent Claim | Nov 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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