Monroe County property record for 459 Palm Dr, Islamorada, FL 33036
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,578 sqft · built 1972 |
| Lot Size | 0.303 acres (13,232 sqft) |
| Owner | Owner Name on File |
| Last Sale | $650,000 (Mar 1999) |
| Tax Bill | $9,600 (2024) |
| Flood Zone | Zone AE (high risk) |
| APN | 00391390-000000 |
| Primary APN | 00391390-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 1,578 sqft Living Area |
| 1st Floor Area | 2,122 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Other |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Pile |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 13,232 sqft (0.303 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Carport Area | 778 sqft |
| Pool Type | Public / Commercial Pool |
|---|---|
| Porch | Open Porch |
| Porch Area | 809 sqft |
| Patio Area | 208 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 1479713 |
|---|---|
| Old Parcel Number | 20643600391390000000 |
| Street Address | 459 PALM DR |
| City | ISLAMORADA |
| State | FL |
| Zip | 33036-4211 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 4 LT 1 SAFETY HARBOR PB3-69 SEC 1 LOWER MATECUMBE KEY OR31-170 OR47-181/183 OR480-832 OR646-710 OR1107-2204 OR1564-177AFF |
| Legal Range | 36E |
| Legal Township | 64S |
| Legal Section | 20 |
| Legal Subdivision | SAFETY HARBOR SEC 1 |
| Legal Block | 4 |
| Legal Lot Number | 1 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 970900 |
The current owner of 459 Palm Dr bought it in March 1999.
Source: Monroe County records, as of December 5, 2025
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 459 PALM DR, ISLAMORADA, FL 33036-4211 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 4, 1999 · Amount on File |
| Deed Sale | Mar 4, 1999 · Amount on File |
| Deed Document Number | 0156400178 |
| Deed Book / Page | 01564 / 00178 |
| Record Updated | Jun 8, 2026 |
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Municipality | Islamorada, Village Of Islands |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,036,760 | $2,273,847 Land $1,597,950 Building $675,897 | |
| 2024 | $9,600.00 (+0.7%) | ||
| 2023 | $9,533.00 (+1.87%) Homeowner's exemption | $978,197 (+3%) | $2,238,816 (+35.95%) Land $1,565,156 Building $673,660 |
| 2022 | $9,358.00 Homeowner's exemption | $949,706 | $1,646,792 Land $971,888 Building $674,904 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 459 Palm Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 493 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 650 units insured incl. 157 condo units |
| Nearby Flood Claims | 553 (1981–2020) |
| Claims Outside the SFHA | 2 of 553 |
| Most Recent Claim | Nov 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 459 Palm Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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