Monroe County property record for 454 Palm Dr, Islamorada, FL 33036
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,495 sqft · built 1968 |
| Lot Size | 0.265 acres (11,525 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $488,300 (Oct 2014) |
| Tax Bill | $21,295 (2024) |
| Flood Zone | Zone AE (high risk) |
| APN | 00391190-000000 |
| Primary APN | 00391190-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,495 sqft Living Area |
| 1st Floor Area | 1,143 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 11,525 sqft (0.265 acres) |
| View / Lot | Waterfront |
| Garage Type | Covered |
| Garage Area | 728 sqft |
| Porch | Florida Room |
|---|---|
| Porch Area | 844 sqft |
| Deck Area | Deck Area |
| Patio Area | 256 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1479519 |
|---|---|
| Street Address | 454 PALM DR |
| City | ISLAMORADA |
| State | FL |
| Zip | 33036-4210 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IS-M |
| Legal Description | BK 3 LT 4 SAFETY HARBOR PB 3-69 SEC-1 LOWER MATECUMBE KEY OR376-1 OR2708-73/74 |
| Legal Range | 36E |
| Legal Township | 64S |
| Legal Section | 20 |
| Legal Subdivision | SAFETY HARBOR SEC 1 |
| Legal Block | 3 |
| Legal Lot Number | 4 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 970900 |
Source: Monroe County records, as of December 8, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3616 HARLANO ST, MIAMI, FL 33134-7120 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 20, 2014 · Amount on Record |
| Deed Sale | Oct 20, 2014 · Amount on Record |
| Deed Document Number | 20142001897 |
| Deed Book / Page | 2708 / 73 |
| Prior Transfer Date | Oct 16, 2014 |
| Prior Transfer Doc | 0027080073 |
| Record Updated | Oct 29, 2026 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Municipality | Islamorada, Village Of Islands |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,866,061 (+2.27%) Land $2,563,852 Building $302,209 | $2,866,061 (+2.27%) Land $2,563,852 Building $302,209 | |
| 2024 | $21,295.00 (+4.4%) | ||
| 2023 | $20,398.00 (+2%) | $2,802,331 (+44.58%) Land $2,513,026 Building $289,305 | $2,802,331 (+44.58%) Land $2,513,026 Building $289,305 |
| 2022 | $16,998.00 | $1,938,302 Land $1,646,173 Building $292,129 | $1,938,302 Land $1,646,173 Building $292,129 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 493 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 650 units insured incl. 157 condo units |
| Nearby Flood Claims | 553 (1981–2020) |
| Claims Outside the SFHA | 2 of 553 |
| Most Recent Claim | Nov 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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