Monroe County property record for 445 Palm Dr, Islamorada, FL 33036
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 0.261 acres (11,373 sqft) |
| Owner | Company Name on Record |
| Last Sale | $2,300,000 (Oct 2023) |
| Tax Bill | $13,624 (2024) |
| Deeds & Mortgages | Oct 2023 Sale Apr 2019 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 00391420-000000 |
| Primary APN | 00391420-000000 |
|---|---|
| Alternative APNs |
|
| Effective Year Built | Effective 1975 |
|---|---|
| Lot Area | 11,373 sqft (0.261 acres) |
| View / Lot | Canal |
| Boat Access | Boat Access |
| Account Number | 1479748 |
|---|---|
| Street Address | 445 PALM DR |
| City | ISLAMORADA |
| State | FL |
| Zip | 33036 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Local Zoning Code | IS-M |
| Legal Description | BK 4 LT 4 SAFETY HARBOR PB3-69 SECTION 1 LOWER MATECUMBE KEY OR47-181 OR493-56 OR2708-70 OR2766-1944 OR2960-1922 OR3248-1255 |
| Legal Range | 36E |
| Legal Township | 64S |
| Legal Section | 20 |
| Legal Subdivision | SAFETY HARBOR SEC 1 |
| Legal Block | 4 |
| Legal Lot Number | 4 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 970900 |
Source: Monroe County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 13010 MAR ST, CORAL GABLES, FL 33156-6428 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Oct 26, 2023 | Warranty Deed, Transfer NOT AVAILABLE, BANKERS T&E SVCS INC |
| Apr 25, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 26, 2023 · Amount on Record |
| Deed Sale | Oct 26, 2023 · Amount on Record |
| Prior Sale | Apr 25, 2019 · Amount on Record |
| Deed Document Number | 20232438041 |
| Deed Book / Page | 3248 / 1255 |
| Prior Transfer Date | Apr 19, 2019 |
| Prior Transfer Doc | 0029601922 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Oct 26, 2023 |
| Property Address | 445 PALM DR, ISLAMORADA, FL 33036 |
| Document Number | 0032481255 |
| Book / Page | 3248 / 1255 |
| Map Reference | MB 3 PG 69 |
| Instrument Date | Oct 24, 2023 |
| Instrument | 2438041 |
| Transaction Type | Transfer |
| Record Updated | Nov 10, 2023 |
| Title Company | NOT AVAILABLE, BANKERS T&E SVCS INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $16,100.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10623 BURGOYNE RD, HOUSTON, TX 77042-2804 |
| Name | Verified Name |
|---|---|
| Address | 13010 MAR ST, CORAL GABLES, FL 33156-6428 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Apr 25, 2019 |
| Property Address | 445 PALM DR, ISLAMORADA, FL 33036 |
| Document Number | 0029601922 |
| Book / Page | 002960 / 001922 |
| Instrument Date | Apr 19, 2019 |
| Instrument | 2217028 |
| Transaction Type | Transfer |
| Record Updated | Jun 4, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,152.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 27 FORTUNE COOKIE LN HAMPTON BAYS NY 119461874, HAMPTON BAYS, NY 11946-1874 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Municipality | Islamorada, Village Of Islands |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,533,798 (+208.7%) Land $1,441,187 Building $92,611 | $1,533,798 (+208.7%) Land $1,441,187 Building $92,611 | |
| 2024 | $13,624.00 (+228.69%) | ||
| 2023 | $4,145.00 (+5.85%) | $496,852 (+3.36%) Land $436,297 Building $60,555 | $496,852 (+3.36%) Land $436,297 Building $60,555 |
| 2022 | $3,916.00 | $480,714 Land $419,408 Building $61,306 | $480,714 Land $419,408 Building $61,306 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 493 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 650 units insured incl. 157 condo units |
| Nearby Flood Claims | 553 (1981–2020) |
| Claims Outside the SFHA | 2 of 553 |
| Most Recent Claim | Nov 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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