Monroe County property record for 457 Palm Dr, Islamorada, FL 33036
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 1,806 sqft · built 1961 |
| Lot Size | 0.276 acres (12,025 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,150,000 (Aug 2015) |
| Tax Bill | $14,390 (2024) |
| Flood Zone | Zone AE (high risk) |
| APN | 00391400-000000 |
| Primary APN | 00391400-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,806 sqft Living Area |
| 1st Floor Area | 1,806 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Other |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Pile |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 12,025 sqft (0.276 acres) |
| Garage Type | Mixed |
| Garage Area | 703 sqft |
| Carport | Carport |
| Carport Area | 703 sqft |
| Pool Area | 455 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 1,140 sqft |
| Patio Area | 2,406 sqft |
| Fence | Fence |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 1479721 |
|---|---|
| Old Parcel Number | 20643600391400000000 |
| Street Address | 457 PALM DR |
| City | ISLAMORADA |
| State | FL |
| Zip | 33036-4211 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 4 LT 2 SAFETY HARBOR PB3-69 SECTION 1 LOWER MATECUMBE KEY OR47-181/183 OR158-517 OR1542-1129/AFF OR1542-1130D/C |
| Legal Range | 36E |
| Legal Township | 64S |
| Legal Section | 20 |
| Legal Subdivision | SAFETY HARBOR SEC 1 |
| Legal Block | 4 |
| Legal Lot Number | 2 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 970900 |
457 Palm Dr is owned by two individuals who bought it in August 2015.
Source: Monroe County records, as of December 5, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1015 E GROVE ST, MISHAWAKA, IN 46545-6869 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 12, 2015 · Amount on File |
| Deed Sale | Aug 12, 2015 · Amount on File |
| Prior Sale | Jan 27, 2012 · Amount on File |
| Deed Document Number | 2041369 |
| Deed Book / Page | 2755 / 1808 |
| Record Updated | Jun 8, 2026 |
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Municipality | Islamorada, Village Of Islands |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,014,674 Land $1,448,205 Building $566,469 | $2,014,674 Land $1,448,205 Building $566,469 | |
| 2024 | $14,390.00 (+4.4%) | ||
| 2023 | $13,784.00 (+18.31%) | $1,954,729 (+38.15%) Land $1,414,263 Building $540,466 | $1,954,729 (+38.15%) Land $1,414,263 Building $540,466 |
| 2022 | $11,651.00 | $1,414,919 Land $876,843 Building $538,076 | $1,414,919 Land $876,843 Building $538,076 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 457 Palm Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 493 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 650 units insured incl. 157 condo units |
| Nearby Flood Claims | 553 (1981–2020) |
| Claims Outside the SFHA | 2 of 553 |
| Most Recent Claim | Nov 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 457 Palm Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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