455 Palm Dr, Islamorada, FL 33036 Property Records

Monroe County property record for 455 Palm Dr, Islamorada, FL 33036

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,271 sqft · built 1974
Lot Size	0.243 acres (10,565 sqft)
Owner	Company Name on Record
Tax Bill	$15,438 (2025)
Deeds & Mortgages	Feb 2020 Transfer
Flood Zone	Zone AE (high risk)
APN	`00391410-000000`

Property Details

APN / Parcel Number

Primary APN	`00391410-000000`
Alternative APNs	`20643600391410000000` `1479730`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,271 sqft Living Area
1st Floor Area	1,683 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 2015
Exterior Material	Concrete Block
Construction Type	Concrete Block
Foundation Type	Pile
Roof Type	Mansard
Roof Material	Metal
Lot Area	10,565 sqft (0.243 acres)
View / Lot	Canal
Garage Type	Carport
Carport	Carport
Porch	Slab
Porch Area	853 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1479730
Street Address	455 PALM DR
City	ISLAMORADA
State	FL
Zip	33036-4211
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	IS-M
Legal Description	BK 4 LT 3 SAFETY HARBOR PB3-69 SECTION 1 LOWER MATECUMBE KEY OR47-181/183 OR77-450 OR572-779 OR1081-516 OR1143-1352 OR2691-871 OR3011-0114
Legal Range	36E
Legal Township	64S
Legal Section	20
Legal Subdivision	SAFETY HARBOR SEC 1
Legal Block	4
Legal Lot Number	3
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	1
Census Block	1009
Census Tract	970900

Owner

Source: Monroe County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	15 BRUSHWOOD CT, EAST ISLIP, NY 11730-3001
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 28, 2020
Deed Sale	Feb 28, 2020
Prior Sale	Jun 25, 2014 · Amount on Record
Deed Document Number	20202257879
Deed Book / Page	3011 / 114
Prior Transfer Date	Dec 3, 2019
Prior Transfer Doc	0030110114
Record Updated	Oct 29, 2026

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE FL
Recording Date	Feb 28, 2020
Property Address	455 PALM DR, ISLAMORADA, FL 33036-4211
Document Number	0030110114
Book / Page	003011 / 000114
Instrument Date	Dec 3, 2019
Instrument	2257879
Transaction Type	Transfer
Record Updated	Jun 1, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	75 TAHLULAH LN WEST ISLIP NY 117955220, WEST ISLIP, NY 11795-5220

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Islamorada, Village Of Islands
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,438.00 (+6.51%)	$1,913,861 (+3.51%) Land $1,365,843 Building $548,018	$1,913,861 (+3.51%) Land $1,365,843 Building $548,018
2024	$14,495.00 (+4.51%)
2023	$13,869.00 (+17%)	$1,848,897 (+37.21%) Land $1,333,831 Building $515,066	$1,848,897 (+37.21%) Land $1,333,831 Building $515,066
2022	$11,854.00	$1,347,510 Land $826,975 Building $520,535	$1,347,510 Land $826,975 Building $520,535

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 493 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	650 units insured incl. 157 condo units
Nearby Flood Claims	553 (1981–2020)
Claims Outside the SFHA	2 of 553
Most Recent Claim	Nov 2020 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 250 claims Hurricane Wilma, Oct 2005 · 78 claims Hurricane Georges, Sep 1998 · 120 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20