4610 Split Rail Dr, Wilmington, NC 28412 Property Records

New Hanover County property record for 4610 Split Rail Dr, Wilmington, NC 28412

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,180 sqft · built 2003
Lot Size	0.158 acres (6,882 sqft)
Owner	Individual Name on Record
Last Sale	$117,000 (Jun 2003)
Tax Bill	$1,348 (2025)
Deeds & Mortgages	Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R07100-002-279-000`

Property Details

APN / Parcel Number

Primary APN	`R07100-002-279-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,180 sqft Living Area
1st Floor Area	1,180 sqft
Basement Area	1,180 sqft
Finished Basement	1,180 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Material	Composition Shingle
Lot Area	6,882 sqft (0.158 acres)
Terrain	Low
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	95 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	4610 SPLIT RAIL DR
City	WILMINGTON
State	NC
Zip	28412-5203
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15,RESID
Legal Description	LOT 259 PH1 THE ARBORS AT JOHNSON FARMS
Legal Subdivision	ARBORS @ JOHNSON FARMS PH 1
Legal Block	2
Legal Lot Number	259
Jurisdiction	NEW HANOVER NC
Township / Civil Division	MASONBORO
Census Block Group	2
Census Block	2006
Census Tract	12008

Owner

Source: New Hanover County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4610 SPLIT RAIL DR, WILMINGTON, NC 28412-5203
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2003 · Amount on Record
Deed Sale	Jun 30, 2003 · Amount on Record
Prior Sale	May 8, 2003
Deed Book / Page	3865 / 424
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW HANOVER NC
Property Address	4610 SPLIT RAIL DR, WILMINGTON, NC 28412-5203
Document Number	0064041926
Instrument Date	Jan 21, 2021
Transaction Type	Mortgage
Record Updated	Feb 2, 2021
Title Company	CHURCHILL TITLE SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4610 SPLIT RAIL DR WILMINGTON NC 284125203, WILMINGTON, NC 28412-5203

Mortgage

Document Number	0064041926
Date	Jan 26, 2021
Book Page	006404/001926
Instrument	3763

Lender

Name	CHURCHILL MTG
Type	Mortgage Company
Address	BRENTWOOD, TN 37027

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 25, 2036

Tax Assessment & Valuation

Source: New Hanover County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	New Hanover County
Unified School District	New Hanover County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$342,900 (-) Land $105,000 Building $237,900	$342,900 (-) Land $105,000 Building $237,900
2025	$1,348.00 (+20.14%)	$342,900 (+67.19%) Land $105,000 Building $237,900	$342,900 (+67.19%) Land $105,000 Building $237,900
2024	$1,122.00 (+0.36%)
2023	$1,118.00 (-0.89%)	$205,100 Land $57,600 Building $147,500	$205,100 Land $57,600 Building $147,500
2022	$1,128.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 36 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	36 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CFPUA-WILMINGTON serves 212,227 people · EPA ID NC0465010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20