4604 Split Rail Dr, Wilmington, NC 28412 Property Records

New Hanover County property record for 4604 Split Rail Dr, Wilmington, NC 28412

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,825 sqft · built 2003
Lot Size	0.153 acres (6,708 sqft)
Owner	2 Individual Names on File
Last Sale	$204,000 (Dec 2015)
Tax Bill	$1,583 (2025)
Deeds & Mortgages	Mar 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R07100-002-277-000`

Property Details

APN / Parcel Number

Primary APN	`R07100-002-277-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Stories	2 Stories
Building Area	1,825 sqft Living Area
1st Floor Area	750 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Material	Composition Shingle
Lot Area	6,708 sqft (0.153 acres)
Terrain	Low
Garage Area	460 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	160 sqft
Deck Area	330 sqft
Patio Area	330 sqft
Utility Building	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	4604 SPLIT RAIL DR
City	WILMINGTON
State	NC
Zip	28412-5203
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15,RESIDENTIAL DISTRICT
Legal Description	LOT 257 PH1 THE ARBORS AT JOHNSON FARMS
Legal Subdivision	ARBORS @ JOHNSON FARMS PH 1
Legal Block	2
Legal Lot Number	257
Jurisdiction	NEW HANOVER NC
Township / Civil Division	MASONBORO
Census Block Group	2
Census Block	2006
Census Tract	12008

Owner

Source: New Hanover County assessment roll, APN R07100-002-277-000, as of January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4604 SPLIT RAIL DR, WILMINGTON, NC 28412-5203
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 15, 2015 · Amount on Record
Deed Sale	Dec 15, 2015 · Amount on Record
Deed Document Number	528021
Deed Book / Page	5937 / 1497
Record Updated	Jun 08, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW HANOVER NC
Property Address	4604 SPLIT RAIL DR, WILMINGTON, NC 28412-5203
Transaction Type	Mortgage
Record Updated	Mar 24, 2023
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4604 SPLIT RAIL DR, WILMINGTON, NC 28412-5203

Mortgage

Document Number	00662602826
Date	Mar 13, 2023
Book Page	6626/2826
Instrument	2023005864

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2053

Tax Assessment & Valuation

Source: New Hanover County assessment roll as of January 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	New Hanover County
Unified School District	New Hanover County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,583.00 (+13.64%)	$405,000 (+57.65%) Land $104,500 Building $300,500	$405,000 (+57.65%) Land $104,500 Building $300,500
2024	$1,393.00 (+0.29%)
2023	$1,389.00 (-0.86%)	$256,900 Land $57,300 Building $199,600	$256,900 Land $57,300 Building $199,600
2022	$1,401.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, New Hanover County (37129C), as of January 17, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371290120082, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 36 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	36 in force

Wildfire

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 277 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system NC0465010, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CFPUA-WILMINGTON serves 212,227 people
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.