4614 Split Rail Dr, Wilmington, NC 28412 Property Records

New Hanover County property record for 4614 Split Rail Dr, Wilmington, NC 28412

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,390 sqft · built 2003
Lot Size0.165 acres (7,187 sqft)
OwnerIndividual Name on Record
Last Sale$360,000 (Apr 2022)
Tax Bill$1,452 (2025)
Deeds & MortgagesOct 2025 Line of Credit
Apr 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNR07100-002-281-000

Property Details

APN / Parcel Number

Primary APNR07100-002-281-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,390 sqft Living Area
1st Floor Area1,180 sqft
Basement Area1,180 sqft
Finished Basement1,180 sqft

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Architectural StyleRaised Ranch
Exterior MaterialAluminum/Vinyl
Foundation TypeFooting
Roof MaterialComposition Shingle
Lot Area7,187 sqft (0.165 acres)
TerrainLow
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area95 sqft
Patio Area100 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Street Address4614 SPLIT RAIL DR
CityWILMINGTON
StateNC
Zip28412-5203
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-15,RESID
Legal DescriptionLOT 261 PH1 THE ARBORS AT JOHNSON FARMS
Legal SubdivisionARBORS @ JOHNSON FARMS PH 1
Legal Block2
Legal Lot Number261
JurisdictionNEW HANOVER NC
Township / Civil DivisionMASONBORO
Census Block Group2
Census Block2006
Census Tract12008

Owner

Source: New Hanover County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4614 SPLIT RAIL DR, WILMINGTON, NC 28412-5203
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 9, 2025Deed of Trust, Mortgage · Line of Credit
PRESIDENTIAL BANK FSB
Apr 6, 2022Warranty Deed, Transfer · Conventional Mortgage
MOVEMENT MORTGAGE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 6, 2022 · Amount on Record
Deed SaleApr 6, 2022 · Amount on Record
Prior SaleMar 11, 2016 · Amount on Record
Deed Document Number202213342
Deed Book / Page6554 / 599
Record UpdatedOct 29, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEW HANOVER NC
Property Address4614 SPLIT RAIL DR, WILMINGTON, NC 28412-5203
Transaction TypeMortgage
Record UpdatedOct 20, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address4614 SPLIT RAIL DR, WILMINGTON, NC 28412-5203

Mortgage

Document Number00680500757
DateOct 9, 2025
Book Page6805/757
Instrument2025026755
Lender
NamePRESIDENTIAL BANK FSB
TypeBank
Address4520 E WEST HWY, BETHESDA, MD 20814
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueOct 1, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNEW HANOVER NC
Recording DateApr 6, 2022
Property Address4614 SPLIT RAIL DR, WILMINGTON, NC 28412-5203
Document Number00655400599
Book / Page6554 / 599
Map ReferenceMB 42 PG 395
Instrument DateApr 6, 2022
Instrument2022013342
Transaction TypeTransfer
Record UpdatedNov 1, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$720.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address12105 HONOR BRIDGE FARM DR, 12105, SPOTSYLVANIA, VA 22551-4693

Transferred To (Grantee/Buyer)

NameVerified Name
Address4614 SPLIT RAIL DR, WILMINGTON, NC 28412-5203

Mortgage

Document Number2022013343
DateApr 6, 2022
Instrument2022013343
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2052

Tax Assessment & Valuation

Source: New Hanover County assessment roll, as of October 10, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyNew Hanover County
Unified School DistrictNew Hanover County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$370,300 (-) Land $105,700 Building $264,600$370,300 (-) Land $105,700 Building $264,600
2025$1,452.00 (+18.92%)$370,300 (+65.31%) Land $105,700 Building $264,600$370,300 (+65.31%) Land $105,700 Building $264,600
2024$1,221.00 (+0.33%)
2023$1,217.00 (-0.9%)$224,000 Land $58,000 Building $166,000$224,000 Land $58,000 Building $166,000
2022$1,228.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 36 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies36 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCFPUA-WILMINGTON
serves 212,227 people · EPA ID NC0465010
Water SourceSurface water
Last State InspectionApr 2026
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

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