New Hanover County property record for 4611 Split Rail Dr, Wilmington, NC 28412
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,838 sqft · built 2003 |
| Lot Size | 0.137 acres (5,968 sqft) |
| Owner | Individual Name on File |
| Last Sale | $150,000 (Apr 2004) |
| Tax Bill | $1,562 (2025) |
| Deeds & Mortgages | Aug 2022 Mortgage Jun 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R07100-002-272-000 |
| Primary APN | R07100-002-272-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,838 sqft Living Area |
| 1st Floor Area | 810 sqft |
| Basement Area | 750 sqft |
| Finished Basement | 750 sqft |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Material | Composition Shingle |
| Lot Area | 5,968 sqft (0.137 acres) |
| Terrain | Low |
| Garage Area | 483 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 150 sqft |
| Utility Building | 256 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Street Address | 4611 SPLIT RAIL DR |
|---|---|
| City | WILMINGTON |
| State | NC |
| Zip | 28412-5204 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-15,RESID |
| Legal Description | LOT 252 PH 1 THE ARBORS AT JOHNSON FARMS |
| Legal Subdivision | ARBORS @ JOHNSON FARMS PH 1 |
| Legal Block | 2 |
| Legal Lot Number | 252 |
| Jurisdiction | NEW HANOVER NC |
| Township / Civil Division | MASONBORO |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 12008 |
4611 Split Rail Dr is owned and occupied by an individual who bought it in April 2004.
Source: New Hanover County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4611 SPLIT RAIL DR, WILMINGTON, NC 28412-5204 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 16, 2022 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Jun 21, 2021 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 23, 2004 · Amount on File |
| Deed Sale | Apr 23, 2004 · Amount on File |
| Prior Sale | Nov 13, 2003 |
| Deed Book / Page | 4288 / 623 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW HANOVER NC |
| Property Address | 4611 SPLIT RAIL DR, WILMINGTON, NC 28412-5204 |
| Transaction Type | Mortgage |
| Record Updated | Aug 29, 2022 |
| Title Company | AMROCK INC, AMROCK |
| Name | Verified Name |
|---|
| Document Number | 00658800540 |
|---|---|
| Date | Aug 16, 2022 |
| Book Page | 6588/540 |
| Instrument | 2022030003 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW HANOVER NC |
| Property Address | 4611 SPLIT RAIL DR, WILMINGTON, NC 28412-5204 |
| Transaction Type | Mortgage |
| Record Updated | Jul 7, 2021 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 4611 SPLIT RAIL DR, WILMINGTON, NC 28412-5204 |
| Document Number | 00646101452 |
|---|---|
| Date | Jun 21, 2021 |
| Book Page | 6461/1452 |
| Instrument | 2021030508 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 296 Months |
| Due | Feb 1, 2046 |
The 2025 property tax bill for 4611 Split Rail Dr was $1,562, up 14.5% from the year before.
Source: New Hanover County assessment roll, as of October 10, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | New Hanover County |
| Unified School District | New Hanover County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $399,500 (-) Land $102,600 Building $296,900 | $399,500 (-) Land $102,600 Building $296,900 | |
| 2025 | $1,562.00 (+14.52%) | $399,500 Land $102,600 Building $296,900 | $399,500 Land $102,600 Building $296,900 |
| 2024 | $1,364.00 (+0.29%) | ||
| 2023 | $1,360.00 (-0.87%) | $251,400 Land $56,200 Building $195,200 | $251,400 Land $56,200 Building $195,200 |
| 2022 | $1,372.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4611 Split Rail Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 30 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 30 in force |
| Nearby Flood Claims | 2 (2018–2023) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4611 Split Rail Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.9% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CFPUA-WILMINGTON serves 212,227 people · EPA ID NC0465010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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