New Hanover County property record for 4606 Split Rail Dr, Wilmington, NC 28412
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,154 sqft · built 2003 |
| Lot Size | 0.174 acres (7,579 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $208,000 (Sep 2014) |
| Tax Bill | $1,659 (2025) |
| Deeds & Mortgages | Dec 2025 Line of Credit Dec 2022 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R07100-002-278-000 |
| Primary APN | R07100-002-278-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,154 sqft Living Area |
| 1st Floor Area | 1,337 sqft |
| Basement Area | 794 sqft |
| Finished Basement | 794 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Material | Composition Shingle |
| Lot Area | 7,579 sqft (0.174 acres) |
| Terrain | Low |
| Garage Area | 441 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 112 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Street Address | 4606 SPLIT RAIL DR |
|---|---|
| City | WILMINGTON |
| State | NC |
| Zip | 28412-5203 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-15,RESID |
| Legal Description | LOT 258 PH1 THE ARBORS AT JOHNSON FARMS |
| Legal Subdivision | ARBORS @ JOHNSON FARMS PH 1 |
| Legal Block | 2 |
| Legal Lot Number | 258 |
| Jurisdiction | NEW HANOVER NC |
| Township / Civil Division | MASONBORO |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 12008 |
Source: New Hanover County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4606 SPLIT RAIL DR, WILMINGTON, NC 28412-5203 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 17, 2025 | Deed of Trust, Mortgage · Line of Credit CORNING FCU |
| Dec 14, 2022 | Deed of Trust, Mortgage · Line of Credit CORNING FCU |
| Jun 8, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE |
| Jul 24, 2019 | Loan Modification, Mortgage · Conventional Mortgage SUNTRUST MTG |
| May 24, 2017 | Deed of Trust, Mortgage · Conventional with PMI GUARANTEED RATE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 26, 2014 · Amount on Record |
| Deed Sale | Sep 26, 2014 · Amount on Record |
| Prior Sale | Oct 23, 2003 · Amount on Record |
| Deed Document Number | 201425767 |
| Deed Book / Page | 5841 / 2103 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW HANOVER NC |
| Property Address | 4606 SPLIT RAIL DR, WILMINGTON, NC 28412-5203 |
| Transaction Type | Mortgage |
| Record Updated | Dec 26, 2025 |
| Name | Verified Name |
|---|
| Document Number | 00681900074 |
|---|---|
| Date | Dec 17, 2025 |
| Book Page | 6819/74 |
| Instrument | 2025033140 |
| Name | CORNING FCU |
|---|---|
| Type | Credit Union |
| Address | PO BOX 1450, CORNING, NY 14830 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 216 Months |
| Due | Dec 16, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW HANOVER NC |
| Property Address | 4606 SPLIT RAIL DR, WILMINGTON, NC 28412-5203 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2022 |
| Title Company | FIRST AMERICAN |
| Name | Verified Name |
|---|---|
| Address | 4606 SPLIT RAIL DR, WILMINGTON, NC 28412-5203 |
| Document Number | 00661200331 |
|---|---|
| Date | Dec 14, 2022 |
| Book Page | 6612/331 |
| Instrument | 2022042033 |
| Name | CORNING FCU |
|---|---|
| Type | Credit Union |
| Address | CORNING, NY 14830 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 96 Months |
| Due | Dec 13, 2030 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW HANOVER NC |
| Property Address | 4606 SPLIT RAIL DR, WILMINGTON, NC 28412-5203 |
| Document Number | 0063202892 |
| Instrument Date | Jun 8, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4606 SPLIT RAIL DR WILMINGTON NC 284125203, WILMINGTON, NC 28412-5203 |
| Document Number | 0063202892 |
|---|---|
| Date | Jun 12, 2020 |
| Book Page | 006320/002892 |
| Instrument | 21738 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 11, 2035 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | NEW HANOVER NC |
| Property Address | 4606 SPLIT RAIL DR, WILMINGTON, NC 28412-5203 |
| Document Number | 0062451133 |
| Instrument Date | Jul 24, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 27, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4606 SPLIT RAIL DR WILMINGTON NC 284125203, WILMINGTON, NC 28412-5203 |
| Document Number | 0062451133 |
|---|---|
| Date | Sep 13, 2019 |
| Book Page | 006245/001133 |
| Instrument | 29243 |
| Name | SUNTRUST MTG |
|---|---|
| Type | Mortgage Company |
| Address | RICHMOND, VA 23224 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 12, 2034 |
| Rate | 3.75% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW HANOVER NC |
| Property Address | 4606 SPLIT RAIL DR, WILMINGTON, NC 28412-5203 |
| Document Number | 0060621688 |
| Book / Page | 006062 / 001688 |
| Instrument Date | May 24, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2017 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4606 SPLIT RAIL DR WILMINGTON NC 284125203, WILMINGTON, NC 28412-5203 |
| Document Number | 0060621688 |
|---|---|
| Date | May 30, 2017 |
| Book Page | 006062/001688 |
| Instrument | 17197 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 29, 2032 |
Source: New Hanover County assessment roll, as of October 10, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | New Hanover County |
| Unified School District | New Hanover County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $425,000 (-) Land $106,600 Building $318,400 | $425,000 (-) Land $106,600 Building $318,400 | |
| 2025 | $1,659.00 (+10.75%) | $425,000 (+53.43%) Land $106,600 Building $318,400 | $425,000 (+53.43%) Land $106,600 Building $318,400 |
| 2024 | $1,498.00 (+0.27%) | ||
| 2023 | $1,494.00 (-0.86%) | $277,000 Land $58,600 Building $218,400 | $277,000 Land $58,600 Building $218,400 |
| 2022 | $1,507.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 36 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 36 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.9% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CFPUA-WILMINGTON serves 212,227 people · EPA ID NC0465010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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