New Hanover County property record for 4605 Split Rail Dr, Wilmington, NC 28412
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,705 sqft · built 2003 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $204,000 (Mar 2017) |
| Tax Bill | $1,657 (2025) |
| Deeds & Mortgages | Oct 2025 Line of Credit Feb 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R07100-002-275-000 |
| Primary APN | R07100-002-275-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,705 sqft Living Area |
| 1st Floor Area | 1,417 sqft |
| Basement Area | 1,417 sqft |
| Finished Basement | 1,417 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Material | Composition Shingle |
| Lot Area | 6,098 sqft (0.14 acres) |
| Terrain | Low |
| Garage Area | 575 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 135 sqft |
| Deck Area | 360 sqft |
| Patio Area | 360 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Street Address | 4605 SPLIT RAIL DR |
|---|---|
| City | WILMINGTON |
| State | NC |
| Zip | 28412-5204 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-15,RESID |
| Legal Description | LOT 255 PH1 THE ARBORS AT JOHNSON FARMS |
| Legal Subdivision | ARBORS @ JOHNSON FARMS PH 1 |
| Legal Block | 2 |
| Legal Lot Number | 255 |
| Jurisdiction | NEW HANOVER NC |
| Township / Civil Division | MASONBORO |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 12008 |
Source: New Hanover County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4605 SPLIT RAIL DR, WILMINGTON, NC 28412-5204 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 3, 2025 | Deed of Trust, Mortgage · Line of Credit CORNING FCU |
| Feb 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CORNING FCU |
| Mar 9, 2017 | Warranty Deed, Transfer · Conventional with PMI CORNING FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 9, 2017 · Amount on Record |
| Deed Sale | Mar 9, 2017 · Amount on Record |
| Prior Sale | Aug 15, 2014 · Amount on Record |
| Deed Document Number | 20177216 |
| Deed Book / Page | 6042 / 672 |
| Prior Transfer Date | Aug 14, 2014 |
| Prior Transfer Doc | 00583202816 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW HANOVER NC |
| Property Address | 4605 SPLIT RAIL DR, WILMINGTON, NC 28412-5204 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2025 |
| Name | Verified Name |
|---|
| Document Number | 00680400096 |
|---|---|
| Date | Oct 3, 2025 |
| Book Page | 6804/96 |
| Instrument | 2025026150 |
| Name | CORNING FCU |
|---|---|
| Type | Credit Union |
| Address | 1 CREDIT UNION PLZ, CORNING, NY 14830 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 216 Months |
| Due | Oct 2, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW HANOVER NC |
| Property Address | 4605 SPLIT RAIL DR, WILMINGTON, NC 28412-5204 |
| Document Number | 0063061710 |
| Instrument Date | Feb 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4605 SPLIT RAIL DR WILMINGTON NC 284125204, WILMINGTON, NC 28412-5204 |
| Document Number | 0063061710 |
|---|---|
| Date | Apr 29, 2020 |
| Book Page | 006306/001710 |
| Instrument | 15326 |
| Name | CORNING FCU |
|---|---|
| Type | Credit Union |
| Address | SOUTH CORNING, NY 14830 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 28, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NEW HANOVER NC |
| Recording Date | Mar 9, 2017 |
| Property Address | 4605 SPLIT RAIL DR, WILMINGTON, NC 28412-5204 |
| Document Number | 0060420672 |
| Book / Page | 006042 / 000672 |
| Instrument Date | Mar 6, 2017 |
| Instrument | 7216 |
| Transaction Type | Transfer |
| Record Updated | Mar 21, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $408.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4605 SPLIT RAIL DR WILMINGTON NC 284125204, WILMINGTON, NC 28412-5204 |
| Document Number | 60420674 |
|---|---|
| Date | Mar 9, 2017 |
| Book Page | 006042/000674 |
| Instrument | 7217 |
| Name | CORNING FCU |
|---|---|
| Type | Credit Union |
| Address | SOUTH CORNING, NY 14830 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 8, 2047 |
Source: New Hanover County assessment roll, as of October 10, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | New Hanover County |
| Unified School District | New Hanover County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $424,500 (-) Land $103,000 Building $321,500 | $424,500 (-) Land $103,000 Building $321,500 | |
| 2025 | $1,657.00 (+18.53%) | $424,500 (+64.6%) Land $103,000 Building $321,500 | $424,500 (+64.6%) Land $103,000 Building $321,500 |
| 2024 | $1,398.00 (+0.29%) | ||
| 2023 | $1,394.00 (-0.92%) | $257,900 Land $56,400 Building $201,500 | $257,900 Land $56,400 Building $201,500 |
| 2022 | $1,407.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 30 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 30 in force |
| Nearby Flood Claims | 2 (2018–2023) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.9% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CFPUA-WILMINGTON serves 212,227 people · EPA ID NC0465010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures