410 SW Harbor St, Stuart, FL 34997 Property Records

Martin County property record for 410 SW Harbor St, Stuart, FL 34997

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 2,870 sqft · built 2015
Lot Size0.573 acres (24,960 sqft)
OwnerCompany Name on Record
Last Sale$165,000 (Mar 2015)
Tax Bill$11,125 (2025)
Deeds & MortgagesMar 2022 Mortgage
Jun 2022 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN55-38-41-007-000-0014.0-2-0000

Property Details

APN / Parcel Number

Primary APN55-38-41-007-000-0014.0-2-0000
Alternative APNs
  • 55-38-41-007-000-00140-2
  • 44386

Interior

Bedrooms5 Beds
Full Baths4 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area2,870 sqft Living Area
Gross Area3,753 sqft
1st Floor Area2,870 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace
ElevatorElevator

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Exterior MaterialStucco
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area24,960 sqft (0.573 acres)
Garage TypeAttached
Garage Area883 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

Pool TypeIn-Ground Pool
PorchOpen Concrete/Masonry Porch
Porch Area939 sqft
Boat AccessBoat Access
Boat LiftBoat Lift

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number44386
Street Address410 SW HARBOR ST
CitySTUART
StateFL
Zip34997-6298
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeHR1
Legal DescriptionLOT 14 AND THE W 1/2 OF LOT 16 HARBOR ESTATES ACCORDING TO PLBK 3 PG 65 (UNITY OF TITLE OR BK 2787/1730)
Legal Range41E
Legal Township38S
Legal Section55
Legal SubdivisionHARBOR ESTATES
Legal Block1
Legal Lot Number14,16
JurisdictionMARTIN FL
Township / Civil DivisionPORT SALERNO-HOBE SOUND
Census Block Group1
Census Block1000
Census Tract1103

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address410 SW HARBOR ST, STUART, FL 34997-6298
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Mar 24, 2022Deed of Trust, Mortgage · Conventional Mortgage
TRUIST BANK
Jun 23, 2022Deed of Trust, Mortgage · Line of Credit
TRUIST BANK
Jun 26, 2019Warranty Deed, Transfer
ATTORNEY ONLY
Apr 25, 2019Intrafamily Transfer, Transfer · Commercial Mortgage
SUNTRUST BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 16, 2015 · Amount on Record
Deed SaleMar 16, 2015 · Amount on Record
Prior SaleSep 4, 2014 · Amount on Record
Deed Document Number20152504212
Deed Book / Page2771 / 2797
Last Transfer DateJun 25, 2019
Transfer Doc0030672490
Record UpdatedOct 29, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARTIN FL
Property Address410 SW HARBOR ST, STUART, FL 34997-6298
Transaction TypeMortgage
Record UpdatedJul 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address410 SW HARBOR ST, STUART, FL 34997-6298

Mortgage

Document Number0033012080
DateMar 24, 2022
Book Page3301/2080
Instrument2950090
Lender
NameTRUIST BANK
TypeBank
AddressRICHMOND, VA 23224
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2052

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARTIN FL
Property Address410 SW HARBOR ST, STUART, FL 34997-6298
Transaction TypeMortgage
Record UpdatedJul 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address410 SW HARBOR ST, STUART, FL 34997-6298

Mortgage

Document Number0033210655
DateJun 23, 2022
Book Page3321/655
Instrument2967407
Lender
NameTRUIST BANK
TypeBank
AddressWHITEVILLE, NC 28472
Agreement
TypeLine of Credit
AmountAmount Recorded
Term299 Months
DueMay 23, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARTIN FL
Recording DateJun 26, 2019
Property Address410 SW HARBOR ST, STUART, FL 34997-6298
Document Number0030672490
Book / Page003067 / 002490
Instrument DateJun 25, 2019
Instrument2762223
Transaction TypeTransfer
Record UpdatedJul 26, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$0.70
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address410 SW HARBOR ST STUART FL 349976298, STUART, FL 34997-6298

April 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMARTIN FL
Recording DateApr 25, 2019
Property Address410 SW HARBOR ST, STUART, FL 34997-6298
Document Number0030542126
Book / Page3054 / 2126
Map ReferenceMB 3 PG 65
Instrument DateApr 23, 2019
Instrument2750950
Transaction TypeTransfer
Record UpdatedJul 29, 2022
Title CompanyATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address410 SW HARBOR ST, STUART, FL 34997-6298

Mortgage

Document Number0030542128
DateApr 25, 2019
Instrument3054/2128
Lender
NameSUNTRUST BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMartin County
Unified School DistrictMartin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$11,125.00 (+4.99%) Homeowner's exemption$677,781 (+5.99%)$1,097,560 (+5.24%) Land $480,000 Building $617,560
2024$10,596.00 (+1.72%)
2023$10,417.00 (+3.4%) Additional exemption filed$639,496 (+3%)$1,042,900 (+10.74%) Land $384,000 Building $658,900
2022$10,074.00 Homeowner's exemption$620,870$941,770 Land $353,220 Building $588,550

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 186 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies218 units insured
incl. 32 condo units
Nearby Flood Claims170 (1979–2025)
Claims Outside the SFHA25 of 170
Most Recent ClaimOct 2025 · other causes
Claims by Event
  • Hurricane Frances, Sep 2004 · 75 claims
  • Hurricane Irene, Oct 1999 · 18 claims
  • Severe Flooding, Oct 1995 · 47 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMARTIN CO UTILITIES
serves 104,105 people · EPA ID FL4431891
Water SourceGroundwater
Last State InspectionMay 2025
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fixed Wireless in parts of the area
100 / 20

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