1. Home
  2. Florida
  3. Martin County
  4. Stuart
  5. SW Harbor St

390 SW Harbor St, Stuart, FL 34997 Property Records

Martin County property record for 390 SW Harbor St, Stuart, FL 34997

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,065 sqft · built 1987
Lot Size0.287 acres (12,502 sqft)
Owner2 Individual Names on Record
Last Sale$500,000 (Sep 2019)
Tax Bill$6,511 (2025)
Deeds & MortgagesSep 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN55-38-41-007-000-0016.0-7-0000

Property Details

APN / Parcel Number

Primary APN55-38-41-007-000-0016.0-7-0000
Alternative APNs
  • 55-38-41-007-000-00160-7
  • 44389

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms3 Rooms
Stories1 Story
Building Area2,065 sqft Living Area
Gross Area2,505 sqft
1st Floor Area2,065 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace
ElevatorElevator

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 2002
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area12,502 sqft (0.287 acres)
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypeIn-Ground Pool
Pool Area375 sqft
PorchOpen Concrete/Masonry Porch
Porch Area492 sqft
Deck Area112 sqft
Boat AccessBoat Access
Boat LiftBoat Lift

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number44389
Street Address390 SW HARBOR ST
CitySTUART
StateFL
Zip34997-6223
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeHR1
Legal DescriptionHARBOR ESTATES SEC 2 E1/2 OF LOT 16 OR 339/509 & PART OF CANAL ADJ TO SOUTH AS IN OR 1074/180
Legal Range41E
Legal Township38S
Legal Section55
Legal SubdivisionHARBOR ESTATES
Legal Tract1
Legal Block1
Legal Lot Number16
JurisdictionMARTIN FL
Township / Civil DivisionPORT SALERNO-HOBE SOUND
Census Block Group1
Census Block1000
Census Tract1103

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address390 SW HARBOR ST, STUART, FL 34997-6223
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 16, 2019 · Amount on Record
Deed SaleSep 16, 2019 · Amount on Record
Prior SaleFeb 1, 1983 · Amount on Record
Deed Document Number20192775022
Deed Book / Page3082 / 2627
Prior Transfer DateMar 24, 1994
Prior Transfer Doc1074000180
Record UpdatedOct 29, 2026

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARTIN FL
Recording DateSep 16, 2019
Property Address390 SW HARBOR ST, STUART, FL 34997-6223
Document Number0030822627
Book / Page3082 / 2627
Map ReferenceMB 3 PG 65
Instrument DateSep 11, 2019
Instrument2775022
Transaction TypeTransfer
Record UpdatedMay 2, 2022
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,500.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2121 YELLOWTAIL AVE, 2121, MARATHON, FL 33050-2886

Transferred To (Grantee/Buyer)

NameVerified Name
Address390 SW HARBOR ST, STUART, FL 34997-6223

Mortgage

Document Number0030822632
DateSep 16, 2019
Instrument3082/2632
Lender
NameCROSSCOUNTRY MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2049

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMartin County
Unified School DistrictMartin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,511.00 (+9.87%) Additional exemption filed$385,543 (+5.99%)$681,930 (+9.8%) Land $400,000 Building $281,930
2024$5,926.00 (+1.98%)
2023$5,811.00 (+3.58%) Additional exemption filed$363,766 (+3%)$621,040 (+10.26%) Land $320,000 Building $301,040
2022$5,610.00 Homeowner's exemption$353,171$563,270 Land $294,350 Building $268,920

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 186 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies218 units insured
incl. 32 condo units
Nearby Flood Claims170 (1979–2025)
Claims Outside the SFHA25 of 170
Most Recent ClaimOct 2025 · other causes
Claims by Event
  • Hurricane Frances, Sep 2004 · 75 claims
  • Hurricane Irene, Oct 1999 · 18 claims
  • Severe Flooding, Oct 1995 · 47 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMARTIN CO UTILITIES
serves 104,105 people · EPA ID FL4431891
Water SourceGroundwater
Last State InspectionMay 2025
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL · Fixed Wireless in parts of the area		100 / 20

Nearby Properties on SW Harbor St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures