46 Independence Trl, Waco, TX 76708 Property Records

McLennan County property record for 46 Independence Trl, Waco, TX 76708

Property Summary

Property Type	Single Family Home
Details	4 bd · 6 ba · 7,207 sqft · built 2017
Lot Size	1.23 acres (53,801 sqft)
Owner	Individual Name on Record
Tax Bill	$9,044 (2018)
Deeds & Mortgages	Feb 2020 Construction Loan Nov 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`180003000001380`

Property Details

APN / Parcel Number

Primary APN	`180003000001380`
Alternative APN	`333423`

Interior

Bedrooms	4 Beds
Full Baths	6 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	13 Rooms
Stories	2 Stories
Building Area	7,207 sqft Living Area
Gross Area	6,663 sqft
1st Floor Area	6,191 sqft
2nd Floor Area	1,016 sqft
Flooring	Carpet

Exterior

Year Built	Built 2017
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	53,801 sqft (1.23 acres)
Garage Type	Attached
Garage Area	1,458 sqft
Parking Spaces	5 Parking Spaces
Porch	Open Porch
Porch Area	1,019 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	333423
Street Address	46 INDEPENDENCE TRL
City	WACO
State	TX
Zip	76708-9603
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	AUSTIN COLONY ADDN PUD LOT 38 BLOCK 1 ACRES 1.2351
Legal Subdivision	AUSTIN COLONY ADDN PUD
Legal Block	1
Legal Lot Number	38
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	2
Census Block	2000
Census Tract	4105

Owner

Source: McLennan County records, as of October 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	46 INDEPENDENCE TRL, WACO, TX 76708-9603
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2020	Deed of Trust, Mortgage · Construction Mortgage CENTRAL NATIONAL BANK
Nov 13, 2020	Deed of Trust, Mortgage · Line of Credit CENTRAL NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 1, 2021
Deed Sale	Jan 1, 2021
Deed Document Number	20210148PR1
Prior Transfer Date	Dec 15, 2016
Prior Transfer Doc	2016040906
Record Updated	Jun 8, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	46 INDEPENDENCE TRL, WACO, TX 76708-9603
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003797
Date	Feb 3, 2020
Instrument	2020003797

Lender

Name	CENTRAL NATIONAL BANK
Type	Subprime Lender
Address	WOODWAY, TX 76712

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	46 INDEPENDENCE TRL, WACO, TX 76708-9603
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000040618
Date	Nov 13, 2020
Instrument	2020040618

Lender

Name	CENTRAL NATIONAL BANK
Type	Bank
Address	WOODWAY, TX 76712

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	China Spring Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,522,652 (+21%) Land $74,240 Building $1,471,910	$1,546,150 (+22.87%) Land $74,240 Building $1,471,910
2023		$1,258,390 Land $74,240 Building $1,184,150	$1,258,390 Land $74,240 Building $1,184,150
2018	$9,044.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Nearby Flood Policies	19 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 71% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Independence Trl

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures