42 Independence Trl, Waco, TX 76708 Property Records

McLennan County property record for 42 Independence Trl, Waco, TX 76708

Property Summary

Property Type	Single Family Home
Details	4 bd · 5.5 ba · 4,282 sqft · built 2013
Lot Size	2.16 acres (94,090 sqft)
Owner	2 Individual Names on Record
Last Sale	$200,000 (May 2012)
Tax Bill	$17,585 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jun 2017 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-000300-000136-0`

Property Details

APN / Parcel Number

Primary APN	`18-000300-000136-0`
Alternative APN	`333421`

Interior

Bedrooms	4 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	4,282 sqft Living Area
Gross Area	5,254 sqft
1st Floor Area	3,932 sqft
2nd Floor Area	350 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Stone
Roof Material	Composition Shingle
Lot Area	94,090 sqft
Lot Dimensions	411 ft deep x 261 ft wide
Garage Type	Attached
Garage Area	972 sqft
Driveway	Concrete Driveway
Driveway Area	6,300 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Pool Area	540 sqft
Porch	Open Porch
Porch Area	900 sqft
Patio Area	472 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	42 INDEPENDENCE TRL
City	WACO
State	TX
Zip	76708-9603
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	AUSTIN COLONY ADDN PUD LOT 36 BLOCK 1 ACRES 2.16
Legal Subdivision	AUSTIN COLONY ADDN PUD
Legal Block	1
Legal Lot Number	36
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	2
Census Block	2000
Census Tract	4105

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	42 INDEPENDENCE TRL, WACO, TX 76708-9603
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAS CHOICE HOME LOANS LP
Jun 27, 2017	Loan Modification, Mortgage ALLIANCE BK CTRL TX
May 9, 2017	Trustee's Deed, Construction Loan · Construction Mortgage ALLIANCE BK CTRL TX

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 17, 2012 · Amount on Record
Deed Sale	May 17, 2012 · Amount on Record
Deed Document Number	201214821
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	42 INDEPENDENCE TRL, WACO, TX 76708-9603
Transaction Type	Mortgage
Record Updated	Mar 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008250
Date	Mar 8, 2021
Instrument	2021008250

Lender

Name	AMERICAS CHOICE HOME LOANS LP
Type	Mortgage Company
Address	HOUSTON, TX 77024

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

June 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	42 INDEPENDENCE TRL, WACO, TX 76708-9603
Document Number	0000021026
Instrument Date	Jun 27, 2017
Transaction Type	Mortgage
Record Updated	Jul 18, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	42 INDEPENDENCE TRL WACO TX 767089603, WACO, TX 76708-9603

Mortgage

Document Number	0000021026
Date	Jun 29, 2017
Instrument	21026

Lender

Name	ALLIANCE BK CTRL TX
Type	Bank
Address	WACO, TX 76714

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Jun 28, 2022

May 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	MCLENNAN TX
Recording Date	May 9, 2017
Property Address	42 INDEPENDENCE TRL, WACO, TX 76708-9603
Instrument Date	May 2, 2017
Instrument	14546
Transaction Type	Construction Loan
Record Updated	Jun 15, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	42 INDEPENDENCE TRL WACO TX 767089603, WACO, TX 76708-9603

Mortgage

Document Number	0000014546
Date	May 9, 2017
Instrument	14546

Lender

Name	ALLIANCE BK CTRL TX
Type	Bank
Address	WACO, TX 76714

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	May 8, 2018

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	China Spring Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$981,770 (+1.91%) Land $89,305 Building $892,465	$981,770 (-10.62%) Land $89,305 Building $892,465
2025	$17,585.00 (+7.69%) Homeowner's exemption	$963,378 (+6.11%) Land $80,660 Building $1,017,820	$1,098,480 (+21%) Land $80,660 Building $1,017,820
2024	$16,330.00 (+9.52%)
2023		$907,870 Land $80,660 Building $827,210	$907,870 Land $80,660 Building $827,210
2022	$14,910.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Nearby Flood Policies	19 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 71% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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