McLennan County property record for 40 Independence Trl, Waco, TX 76708
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5 ba · 4,789 sqft · built 2019 |
| Lot Size | 1.12 acres (48,783 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $16,856 (2024) |
| Deeds & Mortgages | Apr 2019 Mortgage Oct 2020 Loan Modification + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 180003000001350 |
| Primary APN | 180003000001350 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 4,789 sqft Living Area |
| Gross Area | 5,946 sqft |
| 1st Floor Area | 4,789 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 48,783 sqft (1.12 acres) |
| Garage Type | Mixed |
| Garage Area | 1,157 sqft |
| Carport | Carport |
| Carport Area | 342 sqft |
| Parking Spaces | 5 Parking Spaces |
| Pool Area | 500 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 614 sqft |
| Patio Area | 1,316 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 333420 |
|---|---|
| Street Address | 40 INDEPENDENCE TRL |
| City | WACO |
| State | TX |
| Zip | 76708-9603 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1B |
| Legal Description | AUSTIN COLONY ADDN PUD LOT 35 BLOCK 1 ACRES 1.1199 |
| Legal Subdivision | AUSTIN COLONY ADDN PUD |
| Legal Block | 1 |
| Legal Lot Number | 35 |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | WACO |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 4105 |
Source: McLennan County assessment roll, APN 180003000001350, as of August 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 40 INDEPENDENCE TRL, WACO, TX 76708-9603 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 15, 2019 | Deed of Trust, Mortgage · Commercial Mortgage CENTRAL NATIONAL BANK & TRUST CO OF ENID |
| Oct 12, 2020 | Loan Modification, Mortgage CENTRAL NAT'L BK |
| Jan 22, 2019 | Grant Deed, Transfer NOT AVAILABLE |
| Jun 05, 2018 | Warranty Deed, Transfer OTHER |
| Jan 30, 2017 | Deed of Trust, Mortgage · Line of Credit FIRST NAT'L BK/CTRL TX |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 22, 2019 |
| Deed Sale | Jan 22, 2019 |
| Prior Sale | Jun 05, 2018 |
| Deed Document Number | 2019002213 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 40 INDEPENDENCE TRL, WACO, TX 76708-9603 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000012332 |
|---|---|
| Date | Apr 15, 2019 |
| Instrument | 2019012332 |
| Name | CENTRAL NATIONAL BANK & TRUST CO OF ENID |
|---|---|
| Type | Bank |
| Address | WOODWAY, TX 76712 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 40 INDEPENDENCE TRL, WACO, TX 76708-9603 |
| Document Number | 0000043294 |
| Instrument Date | Oct 12, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 18, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 40 INDEPENDENCE TRL AUSTIN TX 78708, AUSTIN, TX 78708 |
| Document Number | 0000043294 |
|---|---|
| Date | Dec 04, 2020 |
| Instrument | 43294 |
| Name | CENTRAL NAT'L BK |
|---|---|
| Type | Bank |
| Address | WACO, TX 76712 |
| Amount | Amount Recorded |
|---|---|
| Term | 84 Months |
| Due | Dec 03, 2027 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Jan 22, 2019 |
| Property Address | 40 INDEPENDENCE TRL, WACO, TX 76708-9603 |
| Document Number | 0000002213 |
| Instrument Date | Jan 18, 2019 |
| Instrument | 2213 |
| Transaction Type | Transfer |
| Record Updated | Apr 04, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10400 AQUILLA TRL WACO TX 767085847, WACO, TX 76708-5847 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Jun 05, 2018 |
| Property Address | 40 INDEPENDENCE TRL, WACO, TX 76708-9603 |
| Document Number | 0000018371 |
| Instrument Date | Jun 01, 2018 |
| Instrument | 18371 |
| Transaction Type | Transfer |
| Record Updated | Jun 25, 2018 |
| Title Company | OTHER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2500 MARKETPLACE DR WACO TX 767112448, WACO, TX 76711-2448 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 40 INDEPENDENCE TRL, WACO, TX 76708-9603 |
| Document Number | 0000003356 |
| Instrument Date | Jan 30, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 22, 2017 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 126 MECCA RD WACO TX 767107233, WACO, TX 76710-7233 |
| Document Number | 0000003356 |
|---|---|
| Date | Feb 02, 2017 |
| Instrument | 3356 |
| Name | FIRST NAT'L BK/CTRL TX |
|---|---|
| Type | Bank |
| Address | WACO, TX 76710 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: McLennan County assessment roll as of August 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Municipality | Waco City |
| Unified School District | China Spring Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $773,083 (-16.06%) Land $70,730 Building $702,353 | $773,083 (-16.06%) Land $70,730 Building $702,353 | |
| 2024 | $16,856.00 (-0.89%) | ||
| 2023 | $920,990 Land $70,730 Building $850,260 | $920,990 Land $70,730 Building $850,260 | |
| 2022 | $17,008.00 |
Source: FEMA National Flood Hazard Layer, McLennan County (48309C), as of June 9, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 483090041052, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 19 policies |
| Nearby Flood Policies | 19 in force |
| Wildfire Risk | Moderate above 52% of the US · lower than 71% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 156 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Radiate Holdings Cable | 1,500 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| AMG Technology Investment Group Fixed Wireless | 500 / 100 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System, water system TX1550008, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF WACO serves 146,241 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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