44 Independence Trl, Waco, TX 76708 Property Records

McLennan County property record for 44 Independence Trl, Waco, TX 76708

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,565 sqft · built 2020
Lot Size	1.41 acres (61,855 sqft)
Owner	2 Individual Names on Record
Last Sale	$685,300 (Mar 2021)
Tax Bill	$14,502 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Mar 2020 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`18-000300-000137-0`

Property Details

APN / Parcel Number

Primary APN	`18-000300-000137-0`
Alternative APN	`333422`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,565 sqft Living Area
Gross Area	4,286 sqft
1st Floor Area	2,749 sqft
2nd Floor Area	816 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Other
Roof Material	Composition Shingle
Lot Area	61,855 sqft
Lot Dimensions	420 ft deep x 167 ft wide
Garage Type	Attached
Garage Area	721 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	44 INDEPENDENCE TRL
City	WACO
State	TX
Zip	76708-9603
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	AUSTIN COLONY ADDN PUD LOT 37 BLOCK 1 ACRES 1.42
Legal Subdivision	AUSTIN COLONY ADDN PUD
Legal Block	1
Legal Lot Number	37
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	2
Census Block	2000
Census Tract	4105

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	44 INDEPENDENCE TRL, WACO, TX 76708-9603
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2021	Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage EXTRACO BANKS NA
Mar 4, 2020	Vendor's Lien, Transfer · Construction Mortgage FIRST NATIONAL BANK OF MCGREGOR
May 10, 2019	Deed of Trust, Mortgage FIRST NAT'L BK/CTRL TX
Feb 27, 2019	Grant Deed, Transfer MARVIN L STEAKLEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 3, 2021 · Amount on Record
Deed Sale	Mar 3, 2021 · Amount on Record
Prior Sale	Mar 4, 2020 · Amount on Record
Deed Document Number	20217507
Prior Transfer Date	Mar 2, 2021
Prior Transfer Doc	0000007507
Record Updated	Oct 29, 2026

March 2021: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Mar 3, 2021
Property Address	44 INDEPENDENCE TRL, WACO, TX 76708-9603
Document Number	0000007507
Map Reference	FILE 2013002638
Instrument Date	Mar 2, 2021
Instrument	2021007507
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 24, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44 INDEPENDENCE TRL, WACO, TX 76708-9603

Mortgage

Document Number	0000007508
Date	Mar 3, 2021
Instrument	2021007508

Lender

Name	EXTRACO BANKS NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

March 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Mar 4, 2020
Property Address	44 INDEPENDENCE TRL, WACO, TX 76708-9603
Document Number	0000007538
Map Reference	FILE 2013002638
Instrument Date	Mar 2, 2020
Instrument	2020007538
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2089 BUSTER CHATHAM RD, WACO, TX 76705-5255

Mortgage

Document Number	0000007539
Date	Mar 4, 2020
Instrument	2020007539

Lender

Name	FIRST NATIONAL BANK OF MCGREGOR
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Mar 2, 2021

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	44 INDEPENDENCE TRL, WACO, TX 76708-9603
Document Number	0000016399
Instrument Date	May 10, 2019
Transaction Type	Mortgage
Record Updated	Jun 17, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	126 MECCA RD WACO TX 767107233, WACO, TX 76710-7233

Mortgage

Document Number	0000016399
Date	May 20, 2019
Instrument	16399

Lender

Name	FIRST NAT'L BK/CTRL TX
Type	Bank
Address	WACO, TX 76702-2662

Agreement

Amount	Amount Recorded

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MCLENNAN TX
Recording Date	Feb 27, 2019
Property Address	44 INDEPENDENCE TRL, WACO, TX 76708-9603
Document Number	0000006274
Instrument Date	Feb 26, 2019
Instrument	6274
Transaction Type	Transfer
Record Updated	Apr 9, 2019
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9211 RAINBOW CRK SAN ANTONIO TX 782451481, SAN ANTONIO, TX 78245-1481

Mortgage

Document Number	6275
Date	Feb 27, 2019
Instrument	6275

Lender

Name	MARVIN L STEAKLEY
Address	126 MECCA RD, WACO, TX 76710-7233
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Feb 26, 2024

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	China Spring Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$691,650 (-13%) Land $85,360 Building $606,290	$691,650 (-13%) Land $85,360 Building $606,290
2025	$14,502.00 (+2.53%) Homeowner's exemption	$795,000 (+6%) Land $77,940 Building $717,060	$795,000 (+6%) Land $77,940 Building $717,060
2024	$14,144.00 (-0.4%)
2023		$750,000 Land $67,420 Building $682,580	$750,000 Land $67,420 Building $682,580
2022	$14,201.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Nearby Flood Policies	19 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 71% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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