McLennan County property record for 43 Independence Trl, Waco, TX 76708
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,858 sqft · built 2017 |
| Lot Size | 0.888 acres (38,699 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $336,300 (Aug 2021) |
| Tax Bill | $6,203 (2018) |
| Deeds & Mortgages | Aug 2021 Mortgage Jun 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-000300-000213-0 |
| Primary APN | 18-000300-000213-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 2,858 sqft Living Area |
| Gross Area | 3,696 sqft |
| 1st Floor Area | 2,858 sqft |
| Flooring | Carpet |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Brick Veneer |
| Roof Material | Composition Shingle |
| Lot Area | 38,699 sqft (0.888 acres) |
| Lot Dimensions | 287 ft deep x 134 ft wide |
| Garage Type | Attached |
| Garage Area | 838 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 1,000 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 430 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 43 INDEPENDENCE TRL |
|---|---|
| City | WACO |
| State | TX |
| Zip | 76708-9603 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1B |
| Legal Description | AUSTIN COLONY ADDN PUD LOT 13 BLOCK 2 ACRES .8884 |
| Legal Subdivision | AUSTIN COLONY ADDN PUD |
| Legal Block | 2 |
| Legal Lot Number | 13 |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | WACO |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 4105 |
Source: McLennan County records, as of August 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 43 INDEPENDENCE TRL, WACO, TX 76708-9603 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 19, 2021 | Vendor's Lien, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Jun 28, 2018 | Warranty Deed, Transfer LOANDEPOT.COM LLC |
| Jun 26, 2017 | Warranty Deed, Subdivision Related Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 19, 2021 · Amount on Record |
| Deed Sale | Aug 19, 2021 · Amount on Record |
| Prior Sale | Jun 28, 2018 · Amount on Record |
| Deed Document Number | 202133295 |
| Prior Transfer Date | Aug 17, 2021 |
| Prior Transfer Doc | 0000033295 |
| Record Updated | Oct 29, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Aug 19, 2021 |
| Property Address | 43 INDEPENDENCE TRL, WACO, TX 76708-9603 |
| Document Number | 0000033295 |
| Map Reference | DOC 20050004493 |
| Instrument Date | Aug 17, 2021 |
| Instrument | 2021033295 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 43 INDEPENDENCE TRL, 43, WACO, TX 76708-9603 |
| Name | Verified Name |
|---|---|
| Address | 187 COUNTY ROAD 260, BREMOND, TX 76629-5011 |
| Document Number | 0000033296 |
|---|---|
| Date | Aug 19, 2021 |
| Instrument | 2021033296 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Jun 28, 2018 |
| Property Address | 43 INDEPENDENCE TRL, WACO, TX 76708-9603 |
| Document Number | 0000021667 |
| Instrument Date | Jun 25, 2018 |
| Instrument | 21667 |
| Transaction Type | Transfer |
| Record Updated | Aug 2, 2018 |
| Title Company | OTHER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 25619 FOXGLOVE LN CORONA CA 928835453, CORONA, CA 92883-5453 |
| Document Number | 21668 |
|---|---|
| Date | Jun 28, 2018 |
| Instrument | 21668 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 27, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Jun 26, 2017 |
| Property Address | 43 INDEPENDENCE TRL, WACO, TX 76708-9603 |
| Document Number | 0000020459 |
| Instrument Date | Jun 23, 2017 |
| Instrument | 20459 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jul 12, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 2365 HEWITT TX 766432365, HEWITT, TX 76643-2365 |
Source: McLennan County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Municipality | Waco City |
| Unified School District | China Spring Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $700,322 (-8.88%) Land $71,593 Building $628,729 | $700,322 (-9.49%) Land $71,593 Building $628,729 | |
| 2025 | $768,568 (+21%) | $773,720 (+21.81%) Land $65,010 Building $708,710 | |
| 2023 | $635,180 Land $65,010 Building $570,170 | $635,180 Land $65,010 Building $570,170 | |
| 2018 | $6,203.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 19 policies |
| Nearby Flood Policies | 19 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · lower than 69% of Texas |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WACO serves 146,241 people · EPA ID TX1550008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Astound Broadband Cable · Fiber in parts of the area | 1,500 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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