McLennan County property record for 45 Independence Trl, Waco, TX 76708 · Last verified October 2025
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,099 sqft · built 2018 |
| Lot Size | 0.933 acres (40,646 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $12,778 (2024) |
| Deeds & Mortgages | Jan 2021 Mortgage Jul 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 180003000002120 |
| Primary APN | 180003000002120 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,099 sqft Living Area |
| Gross Area | 3,788 sqft |
| 1st Floor Area | 2,575 sqft |
| 2nd Floor Area | 524 sqft |
| Flooring | Carpet |
| Fireplace | Fireplace |
| Security Alarm | Security Alarm |
| Year Built | Built 2018 |
|---|---|
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 40,646 sqft (0.933 acres) |
| Lot Dimensions | 303 ft deep x 135 ft wide |
| Garage Type | Attached |
| Garage Area | 689 sqft |
| Driveway | Driveway |
| Driveway Area | 1,500 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 266 sqft |
| Fence | Fence |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 333458 |
|---|---|
| Street Address | 45 INDEPENDENCE TRL |
| City | WACO |
| State | TX |
| Zip | 76708-9603 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | AUSTIN COLONY ADDN PUD LOT 12 BLOCK 2 ACRES .9331 |
| Legal Subdivision | AUSTIN COLONY ADDN PUD |
| Legal Block | 2 |
| Legal Lot Number | 12 |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | WACO |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 4105 |
Source: McLennan County records · APN 180003000002120
Assessment roll updated August 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 45 INDEPENDENCE TRL, WACO, TX 76708-9603 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 19, 2021 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC |
| Jul 30, 2019 | Warranty Deed, Transfer · VA Mortgage QUICKEN LNS |
| Nov 28, 2017 | Warranty Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 04, 2024 |
| Deed Sale | Sep 04, 2024 |
| Prior Sale | Jul 30, 2019 |
| Deed Document Number | 2024034590 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 45 INDEPENDENCE TRL, WACO, TX 76708-9603 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0000001914 |
|---|---|
| Date | Jan 19, 2021 |
| Instrument | 2021001914 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | FULTON, MD 20759 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Jul 30, 2019 |
| Property Address | 45 INDEPENDENCE TRL, WACO, TX 76708-9603 |
| Document Number | 0000025167 |
| Instrument Date | Jul 29, 2019 |
| Instrument | 25167 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 10239 TRAILRIDERS DR LITTLETON CO 801257946, LITTLETON, CO 80125-7946 |
| Document Number | 25168 |
|---|---|
| Date | Jul 30, 2019 |
| Instrument | 25168 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 29, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Nov 28, 2017 |
| Property Address | 45 INDEPENDENCE TRL, WACO, TX 76708-9603 |
| Document Number | 0000038996 |
| Instrument Date | Nov 28, 2017 |
| Instrument | 38996 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 2365 HEWITT TX 766432365, HEWITT, TX 76643-2365 |
Source: McLennan County records · Assessment roll updated August 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Municipality | Waco City |
| Unified School District | China Spring Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $748,486 (+7.73%) Land $65,850 Building $682,636 | $748,486 (+7.73%) Land $65,850 Building $682,636 | |
| 2024 | $12,778.00 (+9.61%) | ||
| 2023 | $694,790 Land $65,850 Building $628,940 | $694,790 Land $65,850 Building $628,940 | |
| 2022 | $11,658.00 |
Source: FEMA National Flood Hazard Layer, McLennan County (48309C), updated June 9, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 483090041052, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 19 individual NFIP policies nearby |
| Nearby Flood Policies | 19 in force 18 of 19 on primary residences |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures