45907 E Hamilton St, Oberlin, OH 44074 Property Records

Lorain County property record for 45907 E Hamilton St, Oberlin, OH 44074 · Last verified March 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 1 ba · 1,752 sqft · built 1910
Lot Size	7.11 acres (309,712 sqft)
Owner	Owner Name on File
Tax Bill	$4,190 (2025)
Deeds & Mortgages	Aug 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`09-00-106-000-006`

Property Details

APN / Parcel Number

Primary APN	`09-00-106-000-006`

Interior

Bedrooms	5 Beds
Full Baths	1 Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	1,752 sqft Living Area
1st Floor Area	1,048 sqft
2nd Floor Area	704 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Architectural Style	Traditional
Exterior Material	Wood Siding
Construction Type	Frame
Lot Area	309,712 sqft (7.11 acres)
Garage Type	Detached
Garage Area	1,920 sqft
Parking Spaces	7 Parking Spaces
Porch	Enclosed Porch
Porch Area	303 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	45907 E HAMILTON ST
City	OBERLIN
State	OH
Zip	44074-9429
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ANNEXED 05-71 AC CMS
Legal Subdivision	ANNEXED
Legal Lot Number	96
Jurisdiction	LORAIN OH
Township / Civil Division	OBERLIN
Census Block Group	3
Census Block	3016
Census Tract	60100

Owner

Source: Lorain County records · APN 09-00-106-000-006

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on File
Mailing Address	45907 E HAMILTON ST, OBERLIN, OH 44074-9429
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	May 15, 2009
Transfer Doc	0000295369
Record Updated	Jun 08, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	45907 E HAMILTON ST, OBERLIN, OH 44074-9429
Document Number	0000776640
Instrument Date	Aug 01, 2020
Transaction Type	Mortgage
Record Updated	Oct 05, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	417 S MAIN ST OBERLIN OH 440741749, OBERLIN, OH 44074-1749

Mortgage

Document Number	0000776640
Date	Aug 31, 2020
Instrument	776640

Lender

Name	LINKS MTG
Type	Mortgage Company
Address	SOUTH HAVEN, MI 49090

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 30, 2045

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Oberlin City
Unified School District	Oberlin City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,190.00	$84,760 (-) Land $33,270 Building $51,490	$242,170 (-) Land $95,070 Building $147,100
2024	$4,190.00 (-14.79%)	$84,760 (-3.82%) Land $33,275 Building $51,485	$242,170 (-3.82%) Land $95,070 Building $147,100
2023	$4,917.00 (+2.69%)	$88,123 (+%) Land $31,640 Building $56,483	$251,780 (-) Land $90,400 Building $161,380
2022	$4,788.00	$88,120 Land $31,640 Building $56,480
2021			$251,780 Land $90,400 Building $161,380

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390930601003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 67 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	7,000 / 7,000
Cogeco Cable Holdings II	Cable	1,000 / 50
Cable Co-Op	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Spectrum, Cable Co-Op. Availability varies by address; speeds are provider-advertised maximums, not measured.