Lorain County property record for 45773 E Hamilton St, Oberlin, OH 44074 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,286 sqft · built 1959 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | Individual Name on File |
| Last Sale | $246,000 (Jul 2024) |
| Tax Bill | $3,107 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage May 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-00-106-000-021 |
| Primary APN | 09-00-106-000-021 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,286 sqft Living Area |
| Gross Area | 1,446 sqft |
| 1st Floor Area | 1,286 sqft |
| Basement Area | 1,286 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 87,120 sqft (2 acres) |
| Garage Type | Detached |
| Garage Area | 936 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Enclosed Frame Porch |
| Porch Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 45773 E HAMILTON ST |
|---|---|
| City | OBERLIN |
| State | OH |
| Zip | 44074-9429 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 58-09-106A -003-00 |
| Legal Subdivision | ORIGINAL RUSSIA TOWNSHIP |
| Legal Lot Number | 106 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | NEW RUSSIA |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 60100 |
Source: Lorain County records · APN 09-00-106-000-021
Assessment roll updated May 16, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 45773 E HAMILTON ST, OBERLIN, OH 44074-9429 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 06, 2026 | Deed of Trust, Mortgage · VA Mortgage CROSSCOUNTRY MORTGAGE LLC |
| May 05, 2021 | Warranty Deed, Transfer · Conventional Mortgage KEY BANK NA |
| Jul 31, 2019 | Deed of Trust, Mortgage · VA Mortgage USAA |
| Oct 17, 2018 | Deed of Trust, Mortgage · VA Mortgage USAA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 23, 2024 · Amount on Record |
| Deed Sale | Jul 23, 2024 · Amount on Record |
| Prior Sale | May 05, 2021 · Amount on Record |
| Deed Document Number | 202420429 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 45773 E HAMILTON ST, OBERLIN, OH 44074-9429 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 45773 E HAMILTON ST, OBERLIN, OH 44074-9429 |
| Document Number | 0000081221 |
|---|---|
| Date | Jan 06, 2026 |
| Instrument | 2026-0081221 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CLEVELAND, OH 44114 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | May 05, 2021 |
| Property Address | 45773 E HAMILTON ST, OBERLIN, OH 44074-9429 |
| Document Number | 20210816170 |
| Instrument Date | Apr 30, 2021 |
| Instrument | 2021-0816170 |
| Transaction Type | Transfer |
| Record Updated | May 17, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Document Number | 20210816171 |
|---|---|
| Date | May 05, 2021 |
| Instrument | 2021-0816171 |
| Name | KEY BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 45773 E HAMILTON ST, OBERLIN, OH 44074-9429 |
| Document Number | 0000725289 |
| Instrument Date | Jul 31, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 45773 E HAMILTON ST OBERLIN OH 440749429, OBERLIN, OH 44074-9429 |
| Document Number | 0000725289 |
|---|---|
| Date | Aug 08, 2019 |
| Instrument | 725289 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 07, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 45773 E HAMILTON ST, OBERLIN, OH 44074-9429 |
| Document Number | 0000693116 |
| Instrument Date | Oct 17, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 12, 2018 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 45773 E HAMILTON ST OBERLIN OH 440749429, OBERLIN, OH 44074-9429 |
| Document Number | 0000693116 |
|---|---|
| Date | Oct 30, 2018 |
| Instrument | 693116 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 29, 2048 |
Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| County Subdivision | New Russia Township |
| Unified School District | Oberlin City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,107.00 | $73,590 (-0.48%) Land $19,390 Building $54,200 | $210,250 (-0.49%) Land $55,400 Building $154,850 |
| 2024 | $3,107.00 (+30.38%) | $73,948 (+52.2%) Land $19,390 Building $54,558 | $211,280 (+52.2%) Land $55,400 Building $155,880 |
| 2023 | $2,383.00 (+3.16%) | $48,587 (-0.01%) Land $18,396 Building $30,191 | $138,820 (-) Land $52,560 Building $86,260 |
| 2022 | $2,310.00 | $48,590 Land $18,400 Building $30,190 | |
| 2021 | $138,820 Land $52,560 Building $86,260 |
Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390930601003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 67 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Frontier | Fiber | 7,000 / 7,000 |
| Cogeco Cable Holdings II | Cable | 1,000 / 50 |
| Cable Co-Op | Cable | 1,000 / 50 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
May also be available at this address: Spectrum, Cable Co-Op. Availability varies by address; speeds are provider-advertised maximums, not measured.
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