Lorain County property record for 45480 E Hamilton St, Oberlin, OH 44074
| Property Type | Farm - Irrigated or Dry |
|---|---|
| Details | 4 bd · 3 ba · 2,884 sqft · built 2005 |
| Lot Size | 7.36 acres (320,602 sqft) |
| Owner | Individual Name on File |
| Last Sale | $55,200 (Nov 2000) |
| Tax Bill | $6,191 (2025) |
| Deeds & Mortgages | Sep 2023 Construction Loan Jun 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-00-097-000-083 |
| Primary APN | 09-00-097-000-083 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,884 sqft Gross Area |
| 1st Floor Area | 1,740 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Lot Area | 320,602 sqft (7.36 acres) |
| Garage Type | Attached |
| Garage Area | 572 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 120 sqft |
| Shed | 1 Shed |
| Shed Area | 336 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 45480 E HAMILTON ST |
|---|---|
| City | OBERLIN |
| State | OH |
| Zip | 44074-9428 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > Farm - Irrigated or Dry |
| Legal Description | FROM -032 |
| Legal Subdivision | HAMILTON ROAD FARM |
| Legal Tract | 3 |
| Legal Lot Number | 97 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | NEW RUSSIA |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 60100 |
Source: Lorain County assessment roll, as of May 16, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 45480 E HAMILTON ST, OBERLIN, OH 44074-9428 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 21, 2023 | Deed of Trust, Mortgage · Construction Mortgage THE FARMERS NATIONAL BANK OF CANFIELD |
| Jun 21, 2018 | Deed of Trust, Mortgage · Conventional Mortgage FARM CREDIT SVCS |
| Jun 15, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FARM CREDIT SVCS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 22, 2000 · Amount on Record |
| Deed Sale | Nov 22, 2000 · Amount on Record |
| Deed Document Number | 2000719520 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 45480 E HAMILTON ST, OBERLIN, OH 44074-9428 |
| Transaction Type | Mortgage |
| Record Updated | Oct 2, 2023 |
| Title Company | NOT AVAILABLE, ALL REAL ESTATE SLN LLC |
| Name | Verified Name |
|---|
| Document Number | 0000930104 |
|---|---|
| Date | Sep 21, 2023 |
| Instrument | 2023-0930104 |
| Name | THE FARMERS NATIONAL BANK OF CANFIELD |
|---|---|
| Type | Bank |
| Address | CANFIELD, OH 44406 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 188 Months |
| Due | May 21, 2039 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 45480 E HAMILTON ST, OBERLIN, OH 44074-9428 |
| Document Number | 0000678372 |
| Instrument Date | Jun 21, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2018 |
| Name | Verified Name |
|---|---|
| Address | 45480 E HAMILTON ST OBERLIN OH 440749428, OBERLIN, OH 44074-9428 |
| Document Number | 0000678372 |
|---|---|
| Date | Jul 2, 2018 |
| Instrument | 678372 |
| Name | FARM CREDIT SVCS |
|---|---|
| Type | Funding / Finance Company |
| Address | NORWALK, OH 44857 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 1, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 45480 E HAMILTON ST, OBERLIN, OH 44074-9428 |
| Document Number | 0000633244 |
| Instrument Date | Jun 15, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 5, 2017 |
| Name | Verified Name |
|---|---|
| Address | 45480 E HAMILTON ST OBERLIN OH 440749428, OBERLIN, OH 44074-9428 |
| Document Number | 0000633244 |
|---|---|
| Date | Jun 16, 2017 |
| Instrument | 633244 |
| Name | FARM CREDIT SVCS |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jun 15, 2022 |
| Rate | 2.12% |
|---|
Source: Lorain County assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| County Subdivision | New Russia Township |
| Unified School District | Oberlin City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,191.00 (-5.6%) | $162,660 (%) Land $35,250 Building $127,410 | $464,760 (-) Land $100,720 Building $364,040 |
| 2024 | $6,558.00 (+34%) | $162,666 (+46.54%) Land $35,252 Building $127,414 | $464,760 (+46.54%) Land $100,720 Building $364,040 |
| 2023 | $4,894.00 (-0.31%) | $111,003 (-0.01%) Land $26,705 Building $84,298 | $317,150 (-) Land $76,300 Building $240,850 |
| 2022 | $4,909.00 Additional exemption filed | $111,010 Land $26,710 Building $84,300 | |
| 2021 | $317,150 Land $76,300 Building $240,850 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 68% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OBERLIN WATER DEPARTMENT serves 8,600 people · EPA ID OH4700911 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Also Mapped Here | RURAL LORAIN CO. WATER A |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | Turbidity resolved · Mar 2024 Total trihalomethanes resolved · Jan 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Cable Co-Op Cable · Fiber in parts of the area | 1,000 / 50 |
| Cogeco Cable Holdings II Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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