45753 E Hamilton St, Oberlin, OH 44074 Property Records

Lorain County property record for 45753 E Hamilton St, Oberlin, OH 44074

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,232 sqft · built 1962
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on File
Tax Bill	$2,952 (2025)
Deeds & Mortgages	Jul 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`09-00-106-000-022`

Property Details

APN / Parcel Number

Primary APN	`09-00-106-000-022`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,232 sqft Living Area
1st Floor Area	1,248 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	87,120 sqft (2 acres)
Garage Type	Attached
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	192 sqft
Patio Area	442 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	45753 E HAMILTON ST
City	OBERLIN
State	OH
Zip	44074-9429
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OL 106
Legal Subdivision	RUSSIA
Legal Lot Number	106
Jurisdiction	LORAIN OH
Township / Civil Division	NEW RUSSIA
Census Block Group	3
Census Block	3015
Census Tract	60100

Owner

Source: Lorain County records · APN 09-00-106-000-022

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	45753 E HAMILTON ST, OBERLIN, OH 44074-9429
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 01, 2019
Deed Sale	Mar 01, 2019
Deed Document Number	2019090795
Record Updated	Jun 08, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	45753 E HAMILTON ST, OBERLIN, OH 44074-9429
Document Number	0000776079
Instrument Date	Jul 22, 2020
Transaction Type	Mortgage
Record Updated	Sep 09, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45753 E HAMILTON ST OBERLIN OH 440749429, OBERLIN, OH 44074-9429

Mortgage

Document Number	0000776079
Date	Aug 27, 2020
Instrument	776079

Lender

Name	HOME LN INV BK FSB
Type	Bank
Address	WARWICK, RI 02886-1765

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	84 Months
Due	Aug 26, 2027

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
County Subdivision	New Russia Township
Unified School District	Oberlin City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,952.00	$90,630 (%) Land $19,390 Building $71,240	$258,950 (-) Land $55,400 Building $203,550
2024	$2,952.00 (+0.2%)	$90,633 (+30.45%) Land $19,390 Building $71,243	$258,950 (+30.45%) Land $55,400 Building $203,550
2023	$2,946.00 (+2.43%)	$69,475 (-0.01%) Land $18,396 Building $51,079	$198,500 (-) Land $52,560 Building $145,940
2022	$2,876.00	$69,480 Land $18,400 Building $51,080
2021			$198,500 Land $52,560 Building $145,940

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 25, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Cogeco Cable Holdings II Cable	1,000 / 50
Cable Co-Op Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Spectrum.

Based on FCC filings for 67 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	RURAL LORAIN CO. WATER A serves 73,125 people
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.