Lorain County property record for 45507 E Hamilton St, Oberlin, OH 44074
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,785 sqft · built 1900 |
| Lot Size | 3.44 acres (149,846 sqft) |
| Owner | Individual Name on File |
| Last Sale | $170,000 (Jul 2017) |
| Tax Bill | $3,461 (2025) |
| Deeds & Mortgages | Sep 2022 Line of Credit Jul 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-00-106-000-036 |
| Primary APN | 09-00-106-000-036 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,785 sqft Living Area |
| 1st Floor Area | 1,169 sqft |
| 2nd Floor Area | 616 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 149,846 sqft (3.44 acres) |
| Garage Area | 308 sqft |
| Deck Area | 96 sqft |
| Patio Area | 316 sqft |
| Pole Barn | 1,536 sqft |
| Heating System | HVAC |
|---|
| Street Address | 45507 E HAMILTON ST |
|---|---|
| City | OBERLIN |
| State | OH |
| Zip | 44074-9558 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 58-09-106B -001-00 |
| Legal Subdivision | RUSSIA |
| Legal Lot Number | 106 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | NEW RUSSIA |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 60100 |
Source: Lorain County records · APN 09-00-106-000-036
Assessment roll updated August 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 45507 E HAMILTON ST, OBERLIN, OH 44074-9558 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 30, 2022 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Jul 27, 2017 | Warranty Deed, Transfer · VA Mortgage FIFTH THIRD MTG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 27, 2017 · Amount on Record |
| Deed Sale | Jul 27, 2017 · Amount on Record |
| Prior Sale | Jan 31, 2001 · Amount on Record |
| Deed Document Number | 2017004072 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 45507 E HAMILTON ST, OBERLIN, OH 44074-9558 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2022 |
| Name | Verified Name |
|---|---|
| Address | 45507 E HAMILTON ST, OBERLIN, OH 44074-9558 |
| Document Number | 0000893435 |
|---|---|
| Date | Sep 30, 2022 |
| Instrument | 2022-0893435 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Sep 28, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Jul 27, 2017 |
| Property Address | 45507 E HAMILTON ST, OBERLIN, OH 44074-9558 |
| Document Number | 0000638351 |
| Instrument Date | Jul 26, 2017 |
| Instrument | 638351 |
| Transaction Type | Transfer |
| Record Updated | Jul 14, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $680.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 45507 E HAMILTON ST OBERLIN OH 440749558, OBERLIN, OH 44074-9558 |
| Document Number | 638352 |
|---|---|
| Date | Jul 27, 2017 |
| Instrument | 638352 |
| Name | FIFTH THIRD MTG |
|---|---|
| Type | Mortgage Company |
| Address | 5001 KINGSLEY DR MD 1MOB2X, CINCINNATI, OH 45227 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 26, 2047 |
Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| County Subdivision | New Russia Township |
| Unified School District | Oberlin City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,461.00 | $81,640 (+%) Land $24,260 Building $57,380 | $233,250 (-) Land $69,300 Building $163,950 |
| 2024 | $3,461.00 (+50.67%) | $81,638 (+75.15%) Land $24,255 Building $57,383 | $233,250 (+75.15%) Land $69,300 Building $163,950 |
| 2023 | $2,297.00 (+3.14%) | $46,610 (-) Land $22,411 Building $24,199 | $133,170 (-) Land $64,030 Building $69,140 |
| 2022 | $2,227.00 | $46,610 Land $22,410 Building $24,200 | |
| 2021 | $133,170 Land $64,030 Building $69,140 |
Source: FEMA National Flood Hazard Layer as of May 25, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 94% of the US · lower than 71% of Ohio |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Cogeco Cable Holdings II Cable | 1,000 / 50 |
| Cable Co-Op Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Spectrum.
Based on FCC filings for 67 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | RURAL LORAIN CO. WATER A serves 73,125 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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