45737 E Hamilton St, Oberlin, OH 44074 Property Records

Lorain County property record for 45737 E Hamilton St, Oberlin, OH 44074 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,563 sqft · built 1957
Lot Size	2.34 acres (101,930 sqft)
Owner	Individual Name on File
Tax Bill	$3,153 (2025)
Deeds & Mortgages	Jan 2023 Mortgage Apr 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`09-00-106-000-041`

Property Details

APN / Parcel Number

Primary APN	`09-00-106-000-041`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,563 sqft Living Area
Gross Area	1,683 sqft
1st Floor Area	1,571 sqft
Family Room	Family Room

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1962
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	101,930 sqft (2.34 acres)
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Frame Porch
Porch Area	155 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	45737 E HAMILTON ST
City	OBERLIN
State	OH
Zip	44074-9429
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ANNEXED FROM DIST. 58 TO DIST. 60 5/10/99 TOD 4/15/15 20150541178
Legal Subdivision	ANNEXED FROM DIST.
Legal Lot Number	106
Jurisdiction	LORAIN OH
Township / Civil Division	OBERLIN
Census Block Group	3
Census Block	3017
Census Tract	60100

Owner

Source: Lorain County records · APN 09-00-106-000-041

Assessment roll updated May 16, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	45737 E HAMILTON ST, OBERLIN, OH 44074-9429
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2023	Warranty Deed, Transfer · FHA Mortgage YOUR HOME FINANCIAL LLC
Apr 14, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 30, 2023
Deed Sale	Jan 30, 2023
Deed Document Number	2023905146
Prior Transfer Date	Apr 14, 2022
Prior Transfer Doc	0000871101
Record Updated	Sep 20, 2026

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Jan 30, 2023
Property Address	45737 E HAMILTON ST, OBERLIN, OH 44074-9429
Document Number	0000905146
Instrument Date	Jan 25, 2023
Instrument	2023-0905146
Transaction Type	Transfer
Record Updated	Feb 17, 2023
Title Company	NEWMAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45737 E HAMILTON ST, OBERLIN, OH 44074-9429

Mortgage

Document Number	0000905147
Date	Jan 30, 2023
Instrument	2023-0905147

Lender

Name	YOUR HOME FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2053

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LORAIN OH
Recording Date	Apr 14, 2022
Property Address	45737 E HAMILTON ST, OBERLIN, OH 44074-9429
Document Number	0000871101
Instrument Date	Mar 14, 2022
Instrument	2022-0871101
Transaction Type	Transfer
Record Updated	Apr 22, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25417 BRIAR DR, OAK PARK, MI 48237-1896

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Oberlin City
Unified School District	Oberlin City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,153.00 (-3.99%)	$66,290 (-) Land $19,500 Building $46,790	$189,400 (-) Land $55,710 Building $133,690
2024	$3,284.00 (+14.83%)	$66,290 (+30.87%) Land $19,499 Building $46,792	$189,400 (+30.87%) Land $55,710 Building $133,690
2023	$2,860.00 (+25.94%)	$50,652 (-0.07%) Land $18,697 Building $31,955	$144,720 (-0.06%) Land $53,420 Building $91,300
2022	$2,271.00	$50,690 Land $18,730 Building $31,960
2021			$144,800 Land $53,500 Building $91,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390930601003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 67 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	7,000 / 7,000
Cogeco Cable Holdings II	Cable	1,000 / 50
Cable Co-Op	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Spectrum, Cable Co-Op. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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