4487 Elder Rd, Villa Ridge, MO 63089 Property Records

Franklin County property record for 4487 Elder Rd, Villa Ridge, MO 63089

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 3,036 sqft · built 2004
Lot Size	9.8 acres (426,888 sqft)
Owner	Individual Name on Record
Tax Bill	$7,150 (2025)
Deeds & Mortgages	Oct 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-1-01.2-0-001-004.300`

Property Details

APN / Parcel Number

Primary APN	`18-1-01.2-0-001-004.300`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Plumbing Fixtures	4 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,036 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Architectural Style	Other
Construction Type	Frame
Lot Area	426,888 sqft (9.8 acres)
Shed	1 Shed

Location & Zoning

Street Address	4487 ELDER RD
City	VILLA RIDGE
State	MO
Zip	63089-1432
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ANU
Legal Description	LOT:2 LABADIE CREEK ESTATES
Legal Range	01E
Legal Township	43
Legal Section	01
Legal Subdivision	LABADIE CREEK ESTATES
Legal Block	1
Legal Lot Number	2
Jurisdiction	FRANKLIN MO
Township / Civil Division	BOLES
Census Block Group	1
Census Block	1024
Census Tract	800101

Owner

Source: Franklin County records, as of November 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4487 ELDER RD, VILLA RIDGE, MO 63089-1432
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 6, 2023
Deed Sale	Oct 6, 2023
Prior Sale	Mar 1, 2021
Deed Document Number	2311964
Record Updated	Jun 8, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Oct 6, 2023
Property Address	4487 ELDER RD, UNION, MO 63084
Document Number	0002311964
Map Reference	PB P PG 1569
Instrument Date	Oct 5, 2023
Instrument	2311964
Transaction Type	Transfer
Record Updated	Oct 25, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 216, GRAY SUMMIT, MO 63039-0216

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4487 ELDER RD, UNION, MO 63084
Investor	Possibly a Property Investor

Mortgage

Document Number	0002311965
Date	Oct 6, 2023
Instrument	2311965

Lender

Name	FIRST STATE BANK ST CHARLES MO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2053

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Unified School District	Meramec Valley R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,150.00 (+77.99%)	$92,769 (+63.92%)	$506,260 (+69.61%) Land $106,860 Building $399,400
2023	$4,017.00 (-7.91%)	$56,594	$298,480 Land $18,680 Building $279,800
2022	$4,362.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 69% of Missouri
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN COUNTY PWSD 3 serves 8,250 people · EPA ID MO6024213
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Wave Internet Technologies Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

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