Franklin County property record for 4546 Elder Rd, Villa Ridge, MO 63089
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,380 sqft · built 1997 |
| Lot Size | 8.6 acres (374,616 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,931 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-1-12.0-0-000-007.110 |
| Primary APN | 18-1-12.0-0-000-007.110 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,380 sqft Living Area |
| 1st Floor Area | 120 sqft |
| Year Built | Built 1997 |
|---|---|
| Construction Type | Frame |
| Lot Area | 374,616 sqft (8.6 acres) |
| Utility Building | 120 sqft |
| Street Address | 4546 ELDER RD |
|---|---|
| City | VILLA RIDGE |
| State | MO |
| Zip | 63089-1422 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT NW NW |
| Legal Range | 01E |
| Legal Township | 43 |
| Legal Section | 12 |
| Jurisdiction | FRANKLIN MO |
| Township / Civil Division | BOLES |
| Census Block Group | 1 |
| Census Block | 1052 |
| Census Tract | 800101 |
Source: Franklin County assessment roll, as of May 31, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4546 ELDER RD, VILLA RIDGE, MO 63089-1422 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 13, 2018 |
| Deed Sale | Apr 13, 2018 |
| Deed Document Number | 1804845 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 4546 ELDER RD, VILLA RIDGE, MO 63089-1422 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2022 |
| Title Company | INVESTORS TITLE |
| Name | Verified Name |
|---|
| Document Number | 0002105935 |
|---|---|
| Date | Mar 31, 2021 |
| Instrument | 2105935 |
| Name | GERSHMAN INVESTMENT CORP |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Rate Type | Fixed Rate |
|---|
Source: Franklin County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Franklin County |
| Unified School District | Meramec Valley R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,931.00 (+24.41%) | $38,026 (+14.56%) | $201,560 (+14.4%) Land $21,310 Building $180,250 |
| 2023 | $2,356.00 (+9.43%) | $33,194 | $176,190 Land $19,310 Building $156,880 |
| 2022 | $2,153.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 50% of Missouri |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FRANKLIN COUNTY PWSD 3 serves 8,250 people · EPA ID MO6024213 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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