4473 Elder Rd, Villa Ridge, MO 63089 Property Records

Franklin County property record for 4473 Elder Rd, Villa Ridge, MO 63089

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,368 sqft · built 1968
Lot Size	3.8 acres (165,528 sqft)
Owner	Individual Name on File
Tax Bill	$2,591 (2025)
Deeds & Mortgages	Apr 2026 Transfer Aug 2021 Sale + 5 more
Flood Zone	Zone X (minimal risk)
APN	`18-1-01.2-0-000-005.000`

Property Details

APN / Parcel Number

Primary APN	`18-1-01.2-0-000-005.000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,368 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Construction Type	Frame
Lot Area	165,528 sqft (3.8 acres)
Patio Area	189 sqft

Location & Zoning

Street Address	4473 ELDER RD
City	VILLA RIDGE
State	MO
Zip	63089-1432
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ANU
Legal Description	PT SE SW N OF ELDER RD
Legal Range	1E
Legal Township	43N
Legal Section	01
Jurisdiction	FRANKLIN MO
Township / Civil Division	BOLES
Census Block Group	1
Census Block	1024
Census Tract	800101

Owner

Source: Franklin County assessment roll, as of November 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4473 ELDER RD, VILLA RIDGE, MO 63089-1432
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2026	Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT
Aug 23, 2021	Warranty Deed, Transfer
Aug 23, 2021	Warranty Deed, Transfer · Conventional Mortgage FLAT BRANCH MORTGAGE INC
Aug 27, 2018	Warranty Deed, Transfer · VA Mortgage FLAT BR MTG
Aug 27, 2018	Affidavit of Death, Transfer OTHER
Aug 27, 2018	Affidavit of Death, Transfer OTHER
Aug 27, 2018	Affidavit of Death, Transfer OTHER

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 23, 2021
Deed Sale	Aug 23, 2021
Prior Sale	Aug 23, 2021 · Amount on Record
Deed Document Number	202115822
Last Transfer Date	Apr 7, 2026
Transfer Doc	0002604387
Record Updated	Sep 20, 2026

April 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	FRANKLIN MO
Recording Date	Apr 8, 2026
Property Address	4473 ELDER RD, VILLA RIDGE, MO 63089-1432
Document Number	0002604387
Instrument Date	Apr 7, 2026
Instrument	20262604387
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4473 ELDER RD, VILLA RIDGE, MO 63089-1432

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Aug 23, 2021
Property Address	4473 ELDER RD, VILLA RIDGE, MO 63089-1432
Document Number	0002115822
Instrument Date	Aug 20, 2021
Instrument	2115822
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10808 THREE COURT DR, 10808, SAINT LOUIS, MO 63123-5958

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4473 ELDER RD, VILLA RIDGE, MO 63089-1432

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Aug 23, 2021
Property Address	4473 ELDER RD, VILLA RIDGE, MO 63089-1432
Document Number	0002115820
Instrument Date	Aug 20, 2021
Instrument	2115820
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10808 THREE COURT DR, 10808, SAINT LOUIS, MO 63123-5958

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4473 ELDER RD, VILLA RIDGE, MO 63089-1432

Mortgage

Document Number	0002115821
Date	Aug 23, 2021
Instrument	2115821

Lender

Name	FLAT BRANCH MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Aug 27, 2018
Property Address	4473 ELDER RD, VILLA RIDGE, MO 63089-1432
Document Number	0000011937
Instrument Date	Aug 24, 2018
Instrument	11937
Transaction Type	Transfer
Record Updated	Sep 6, 2018
Title Company	STATE LOUIS COMPANY TITLE (SLCTC)

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4473 ELDER RD VILLA RIDGE MO 630891432, VILLA RIDGE, MO 63089-1432

Mortgage

Document Number	11938
Date	Aug 27, 2018
Instrument	11938

Lender

Name	FLAT BR MTG
Type	Mortgage Company
Address	COLUMBIA, MO 65201

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 26, 2048

August 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	FRANKLIN MO
Recording Date	Aug 27, 2018
Property Address	4473 ELDER RD, VILLA RIDGE, MO 63089-1432
Document Number	0000011936
Instrument Date	Aug 24, 2018
Instrument	11936
Transaction Type	Transfer
Record Updated	Sep 6, 2018
Title Company	OTHER

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4473 ELDER RD VILLA RIDGE MO 630891432, VILLA RIDGE, MO 63089-1432

August 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	FRANKLIN MO
Recording Date	Aug 27, 2018
Property Address	4473 ELDER RD, VILLA RIDGE, MO 63089-1432
Document Number	0000011935
Instrument Date	Aug 24, 2018
Instrument	11935
Transaction Type	Transfer
Record Updated	Sep 6, 2018
Title Company	OTHER

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4473 ELDER RD VILLA RIDGE MO 630891432, VILLA RIDGE, MO 63089-1432

August 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	FRANKLIN MO
Recording Date	Aug 27, 2018
Property Address	4473 ELDER RD, VILLA RIDGE, MO 63089-1432
Document Number	0000011934
Instrument Date	Aug 24, 2018
Instrument	11934
Transaction Type	Transfer
Record Updated	Sep 6, 2018
Title Company	OTHER

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2197 OLD GRAY SUMMIT RD PACIFIC MO 630695539, PACIFIC, MO 63069-5539

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Unified School District	Meramec Valley R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,591.00 (+30.14%)	$33,623 (+19.89%)	$177,380 (+19.83%) Land $20,140 Building $157,240
2023	$1,991.00 (+17.32%)	$28,046	$148,030 Land $18,140 Building $129,890
2022	$1,697.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 69% of Missouri
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN COUNTY PWSD 3 serves 8,250 people · EPA ID MO6024213
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Wave Internet Technologies Fixed Wireless	100 / 100
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

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