4543 Whetstone Ct, Hampstead, MD 21074 Property Records

Carroll County property record for 4543 Whetstone Ct, Hampstead, MD 21074

Property Summary

Property Type	Townhouse
Details	1.5 ba · 1,216 sqft · built 1993
Lot Size	0.127 acres (5,532 sqft)
Owner	2 Individual Names on Record
Last Sale	$115,900 (Jul 1999)
Tax Bill	$3,447 (2026)
Deeds & Mortgages	Sep 2026 Mortgage May 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-054924`

Property Details

APN / Parcel Number

Primary APN	`08-054924`
Alternative APNs	`8054924` `054924`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,216 sqft Total Area

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	5,532 sqft (0.127 acres)
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	054924
Street Address	4543 WHETSTONE CT
City	HAMPSTEAD
State	MD
Zip	21074-3152
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R-100
Legal Description	LT 441- 0.1276 AC WHETSTONE CT 36-26/25 ROBERTS FIELD SC 2 PLT B
Legal Subdivision	ROBERTS FIELD SEC 02
Legal Lot Number	441
Jurisdiction	CARROLL MD
Township / Civil Division	8, HAMPSTEAD
Census Block Group	4
Census Block	4017
Census Tract	508103

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4543 WHETSTONE CT, HAMPSTEAD, MD 21074-3152
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2026	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
May 24, 2018	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 16, 1999 · Amount on Record
Deed Sale	Jul 16, 1999 · Amount on Record
Prior Sale	Jun 30, 1993 · Amount on Record
Deed Document Number	1999167
Deed Book / Page	2232 / 275
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Recording Date	Sep 18, 2026
Property Address	4543 WHETSTONE CT, HAMPSTEAD, MD 21074-3152
Document Number	1186000111
Book / Page	11868 / 111
Instrument Date	Sep 9, 2026
Transaction Type	Mortgage
Record Updated	Sep 30, 2026
Title Company	ROCKET TITLE GROUP LLC, ROCKET CLOSE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4543 WHETSTONE CT, HAMPSTEAD, MD 21074-3152

Mortgage

Document Number	1186000111,
Date	Sep 18, 2026
Book Page	11868/111

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	4543 WHETSTONE CT, HAMPSTEAD, MD 21074-3152
Document Number	0090320422
Instrument Date	May 24, 2018
Transaction Type	Mortgage
Record Updated	Jun 18, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4543 WHETSTONE CT HAMPSTEAD MD 210743152, HAMPSTEAD, MD 21074-3152

Mortgage

Document Number	0090320422
Date	Jun 6, 2018
Book Page	009032/000422

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 5, 2048

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Municipality	Hampstead Town
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,447.00 (+3.39%)	$253,467 (+17.87%)	$270,200 (+10.24%) Land $110,000 Building $160,200
2025	$3,334.00 (+14.89%)
2023	$2,902.00	$215,033	$245,100 Land $90,000 Building $155,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF HAMPSTEAD serves 6,600 people · EPA ID MD0060003
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: Verizon.

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