4538 Whetstone Ct, Hampstead, MD 21074 Property Records

Carroll County property record for 4538 Whetstone Ct, Hampstead, MD 21074

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,590 sqft · built 1993
Lot Size	0.177 acres (7,701 sqft)
Owner	Individual Name on Record
Last Sale	$250,000 (Aug 2004)
Tax Bill	$4,661 (2026)
Deeds & Mortgages	Jun 2022 Mortgage Jan 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-054800`

Property Details

APN / Parcel Number

Primary APN	`08-054800`
Alternative APN	`054800`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,590 sqft Total Area
Basement Area	400 sqft
Finished Basement	400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	7,701 sqft (0.177 acres)
Porch	Slab
Porch Area	288 sqft
Deck Area	90 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	054800
Street Address	4538 WHETSTONE CT
City	HAMPSTEAD
State	MD
Zip	21074-3152
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-100
Legal Description	LT 430- 7701 SQ FT WHETSTONE CT 36-26/25 ROBERTS FIELD SC 2 PLT B
Legal Subdivision	ROBERTS FIELD
Legal Block	B
Legal Lot Number	430
Jurisdiction	CARROLL MD
Township / Civil Division	8, HAMPSTEAD
Census Block Group	4
Census Block	4017
Census Tract	508103

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4538 WHETSTONE CT, HAMPSTEAD, MD 21074-3152
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Jan 17, 2018	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 27, 2004 · Amount on Record
Deed Sale	Aug 27, 2004 · Amount on Record
Prior Sale	Mar 5, 1993 · Amount on Record
Deed Document Number	200440907
Deed Book / Page	4120 / 236
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	4538 WHETSTONE CT, HAMPSTEAD, MD 21074-3152
Transaction Type	Mortgage
Record Updated	Jul 26, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0108240030
Date	Jun 28, 2022
Book Page	10824/30

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	4538 WHETSTONE CT, HAMPSTEAD, MD 21074-3152
Document Number	0089250489
Instrument Date	Jan 17, 2018
Transaction Type	Mortgage
Record Updated	Aug 30, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	4538 WHETSTONE CT HAMPSTEAD MD 210743152, HAMPSTEAD, MD 21074-3152

Mortgage

Document Number	0089250489
Date	Jan 25, 2018
Book Page	008925/000489

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 24, 2033

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Municipality	Hampstead Town
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,661.00 (+5.26%) Homeowner's exemption	$368,867 (+22.52%)	$404,200 (+15.09%) Land $120,200 Building $284,000
2025	$4,428.00 (+8.96%) Homeowner's exemption
2023	$4,064.00 Homeowner's exemption	$301,067	$351,200 Land $100,100 Building $251,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF HAMPSTEAD serves 6,600 people · EPA ID MD0060003
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: Verizon.

Nearby Properties on Whetstone Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures