4545 Whetstone Ct, Hampstead, MD 21074 Property Records

Carroll County property record for 4545 Whetstone Ct, Hampstead, MD 21074

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,428 sqft · built 1993
Lot Size	0.171 acres (7,448 sqft)
Owner	Individual Name on File
Last Sale	$119,600 (Aug 1993)
Tax Bill	$3,668 (2025)
Deeds & Mortgages	Sep 2023 Sale Nov 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`08-054916`

Property Details

APN / Parcel Number

Primary APN	`08-054916`
Alternative APNs	`8054916` `054916`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,428 sqft Total Area

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	7,448 sqft (0.171 acres)
Porch	Slab
Porch Area	112 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	054916
Street Address	4545 WHETSTONE CT
City	HAMPSTEAD
State	MD
Zip	21074-3153
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-100
Legal Description	LT 440- 0.1719 AC 4545 WHETSTONE CT 36-26/ ROBERTS FIELD SC 2 PLT B
Legal Subdivision	ROBERTS FIELD SEC 02
Legal Lot Number	440
Jurisdiction	CARROLL MD
Township / Civil Division	8, HAMPSTEAD
Census Block Group	4
Census Block	4017
Census Tract	508103

Owner

Source: Carroll County assessment roll, as of August 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4545 WHETSTONE CT, HAMPSTEAD, MD 21074-3153
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2023	Deed, Transfer
Nov 23, 2018	Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 12, 1993 · Amount on Record
Deed Sale	Aug 12, 1993 · Amount on Record
Deed Book / Page	1490 / 649
Record Updated	Sep 20, 2026

September 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Sep 1, 2023
Property Address	4545 WHETSTONE CT, HAMPSTEAD, MD 21074-3153
Document Number	0111060008
Book / Page	11106 / 8
Map Reference	MB LWS 36 FO 26
Instrument Date	Jul 26, 2023
Transaction Type	Transfer
Record Updated	Sep 20, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	4545 WHETSTONE CT, HAMPSTEAD, MD 21074-3153
Document Number	0091870398
Instrument Date	Nov 23, 2018
Transaction Type	Mortgage
Record Updated	Dec 28, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4545 WHETSTONE CT HAMPSTEAD MD 210743153, HAMPSTEAD, MD 21074-3153

Mortgage

Document Number	0091870398
Date	Dec 17, 2018
Book Page	009187/000398

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of August 5, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Municipality	Hampstead Town
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$294,133 (+19.73%)	$324,000 (+16.05%) Land $110,000 Building $214,000
2025	$3,668.00 (+10.62%) Homeowner's exemption
2023	$3,316.00 (+28.23%) Homeowner's exemption	$245,667 (+7.33%)	$279,200 (+21.97%) Land $90,000 Building $189,200
2022	$2,586.00 Homeowner's exemption	$228,900 Land $85,000 Building $143,900	$228,900 Land $85,000 Building $143,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF HAMPSTEAD serves 6,600 people · EPA ID MD0060003
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Schurz Communications Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: Verizon.

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