4539 Whetstone Ct, Hampstead, MD 21074 Property Records

Carroll County property record for 4539 Whetstone Ct, Hampstead, MD 21074

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,745 sqft · built 1993
Lot Size0.161 acres (7,000 sqft)
OwnerIndividual Name on Record
Last Sale$250,000 (Mar 2016)
Tax Bill$4,817 (2026)
Deeds & MortgagesJun 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN08-054940

Property Details

APN / Parcel Number

Primary APN08-054940
Alternative APNs
  • 8054940
  • 054940

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,745 sqft Total Area
Basement Area300 sqft
Finished Basement300 sqft

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area7,000 sqft (0.161 acres)
Garage TypeAttached
Garage Area315 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area92 sqft
Deck Area358 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number054940
Street Address4539 WHETSTONE CT
CityHAMPSTEAD
StateMD
Zip21074-3152
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-100
Legal DescriptionLT 443 - 7000 SQ FT 4539 WHETSTONE CT 36-25/ ROBERTS FIELD SC 2 PLT B
Legal SubdivisionROBERTS FIELD SEC 02
Legal Lot Number443
JurisdictionCARROLL MD
Township / Civil Division8, HAMPSTEAD
Census Block Group4
Census Block4017
Census Tract508103

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4539 WHETSTONE CT, HAMPSTEAD, MD 21074-3152
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 29, 2016 · Amount on Record
Deed SaleMar 29, 2016 · Amount on Record
Prior SaleFeb 26, 2007
Deed Book / Page8260 / 199
Prior Transfer DateFeb 23, 2007
Prior Transfer Doc0051550377
Record UpdatedOct 29, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARROLL MD
Property Address4539 WHETSTONE CT, HAMPSTEAD, MD 21074-3152
Transaction TypeMortgage
Record UpdatedJul 13, 2023
Title CompanyMORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0110590372
DateJun 26, 2023
Book Page11059/372
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2053

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCarroll County
MunicipalityHampstead Town
Unified School DistrictCarroll County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,817.00 (+5.11%)$354,233 (+5.18%)$389,100 (+15.53%) Land $110,000 Building $279,100
2025$4,583.00 (+15.47%)$336,800 (+14.56%) Land $90,000 Building $246,800$336,800 (-) Land $90,000 Building $246,800
2023$3,969.00$294,000$336,800 Land $90,000 Building $246,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF HAMPSTEAD
serves 6,600 people · EPA ID MD0060003
Water SourceGroundwater
Last State InspectionMar 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Antietam Cable
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Starlink
Satellite
280 / 30

May also be available: Verizon.

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