4546 Whetstone Ct, Hampstead, MD 21074 Property Records

Carroll County property record for 4546 Whetstone Ct, Hampstead, MD 21074

Property Summary

Property Type	Townhouse
Details	1.5 ba · 1,216 sqft · built 1993
Lot Size	0.13 acres (5,645 sqft)
Owner	Individual Name on Record
Last Sale	$229,900 (Dec 2018)
Tax Bill	$3,843 (2026)
Deeds & Mortgages	Dec 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-054843`

Property Details

APN / Parcel Number

Primary APN	`08-054843`
Alternative APNs	`8054843` `054843`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,216 sqft Total Area
Basement Area	434 sqft
Finished Basement	434 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	5,645 sqft (0.13 acres)
Deck Area	281 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	054843
Street Address	4546 WHETSTONE CT
City	HAMPSTEAD
State	MD
Zip	21074-3153
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R-100
Legal Description	LT 434- 5645 SQ FT 4546 WHETSTONE CT 36-26/ ROBERTS FIELD SC 2 PL B
Legal Subdivision	PLAT B ROBERTS FIELD
Legal Lot Number	434
Jurisdiction	CARROLL MD
Township / Civil Division	8, HAMPSTEAD
Census Block Group	4
Census Block	4017
Census Tract	508103

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4546 WHETSTONE CT, HAMPSTEAD, MD 21074-3153
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 7, 2018 · Amount on Record
Deed Sale	Dec 7, 2018 · Amount on Record
Prior Sale	Jun 22, 2012 · Amount on Record
Deed Book / Page	9181 / 159
Record Updated	Oct 29, 2026

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CARROLL MD
Recording Date	Dec 7, 2018
Property Address	4546 WHETSTONE CT, HAMPSTEAD, MD 21074-3153
Document Number	0091810159
Book / Page	009181 / 000159
Instrument Date	Nov 28, 2018
Transaction Type	Transfer
Record Updated	Dec 19, 2018
Title Company	SAGE TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$229.90
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	4546 WHETSTONE CT HAMPSTEAD MD 210743153, HAMPSTEAD, MD 21074-3153

Mortgage

Document Number	91810165
Date	Dec 7, 2018
Book Page	009181/000165

Lender

Name	RURAL HSNG SVC OR SUCCESSOR AG
Address	ST LOUIS, MO 63166

Agreement

Amount	Amount Recorded
Term	396 Months
Due	Dec 6, 2051

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Municipality	Hampstead Town
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,843.00 (+3.14%)	$283,633 (+17.41%)	$301,100 (+9.53%) Land $110,000 Building $191,100
2025	$3,726.00 (+14.26%)
2023	$3,261.00	$241,567	$274,900 Land $90,000 Building $184,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF HAMPSTEAD serves 6,600 people · EPA ID MD0060003
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: Verizon.

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