4542 Whetstone Ct, Hampstead, MD 21074 Property Records

Carroll County property record for 4542 Whetstone Ct, Hampstead, MD 21074

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,590 sqft · built 1993
Lot Size	0.177 acres (7,701 sqft)
Owner	Individual Name on Record
Last Sale	$247,000 (May 2009)
Tax Bill	$4,646 (2026)
Deeds & Mortgages	Sep 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`08-054827`

Property Details

APN / Parcel Number

Primary APN	`08-054827`
Alternative APNs	`8054827` `054827`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,590 sqft Total Area
Basement Area	600 sqft
Finished Basement	600 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	7,701 sqft (0.177 acres)
Porch	Slab
Porch Area	120 sqft
Deck Area	408 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	054827
Street Address	4542 WHETSTONE CT
City	HAMPSTEAD
State	MD
Zip	21074-3152
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-100
Legal Description	LT 432 - 7701 SQ FT WHETSTONE CT 36-26 SEC 2 ROBERTS FIELD PLT B
Legal Subdivision	ROBERTS FIELD SEC 02
Legal Lot Number	432
Jurisdiction	CARROLL MD
Township / Civil Division	8, HAMPSTEAD
Census Block Group	4
Census Block	4017
Census Tract	508103

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4542 WHETSTONE CT, HAMPSTEAD, MD 21074-3152
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 4, 2009 · Amount on Record
Deed Sale	May 4, 2009 · Amount on Record
Prior Sale	Oct 24, 2008 · Amount on Record
Deed Document Number	200982397
Deed Book / Page	5761 / 202
Transfer Doc	0000000750
Record Updated	Oct 29, 2026

September 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CARROLL MD
Property Address	4542 WHETSTONE CT, HAMPSTEAD, MD 21074-3152
Document Number	0088510313
Instrument Date	Sep 11, 2017
Transaction Type	Mortgage
Record Updated	Aug 28, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4542 WHETSTONE CT HAMPSTEAD MD 210743152, HAMPSTEAD, MD 21074-3152

Mortgage

Document Number	0088510313
Date	Nov 1, 2017
Book Page	008851/000313

Lender

Name	WELLS FARGO BK
Type	Bank
Address	FORT MIL, SC 29715

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Oct 31, 2057

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Municipality	Hampstead Town
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,646.00 (+5.26%) Homeowner's exemption	$367,700 (+22.53%)	$402,900 (+15.08%) Land $120,200 Building $282,700
2025	$4,414.00 (+8.96%) Homeowner's exemption
2023	$4,051.00 (+30.34%) Homeowner's exemption	$300,100 (+9.09%)	$350,100 (+27.26%) Land $100,100 Building $250,000
2022	$3,108.00 Homeowner's exemption	$275,100 Land $85,100 Building $190,000	$275,100 Land $85,100 Building $190,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF HAMPSTEAD serves 6,600 people · EPA ID MD0060003
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: Verizon.

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