454 Xavier St, Elyria, OH 44035 Property Records

Lorain County property record for 454 Xavier St, Elyria, OH 44035 · Last verified March 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1985
Square Footage	1,424 sqft Living Area
Lot Size	10,454 sqft (0.239 acres)
Occupancy	Owner Occupied
Last Sale	$107,500 (1998)
Tax Bill	$3,317.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`10-00-005-101-107`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Partial Baths	1 Partial Baths
Total Rooms	6 Rooms
Building Area	1,424 sqft Living Area
1st Floor	944 sqft 1st Floor
Family Room	Family Room
Stories	1 Stories
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1985
Architectural Style	Split Level Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Foundation Type	Mat/Raft Foundation (Slab) Foundation
Lot Area	10,454 sqft (0.239 acres)
Depth X Width	150 ft x 70 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Attached Garage
Garage Area	280 sqft Garage
Deck Area	304 sqft Deck
Patio Area	80 sqft Patio

Utilities and HVAC

Heating System	HVAC Heating

Location & Zoning

Street Address	454 XAVIER ST
City	ELYRIA
State	OH
Zip	44035-8828
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	CHESTNUT RDGE HTS #5 FRNT 0070.00 DPTH 0150.00
Legal Subdivision	CHESTNUT RIDGE HEIGHTS SUBDIVISION #5
Legal Block	101
Legal Lot Number	274
Jurisdiction	LORAIN OH
Minor Civil Division	ELYRIA
Census Blockgroup	1
Census Block	1003
Census Tract	71202

Owner

Source: Lorain County records · APN 10-00-005-101-107

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	454 XAVIER ST, ELYRIA, OH 44035-8828
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 29, 1998 · Amount on Record
Deed Sale	May 29, 1998 · Amount on Record
Deed Doc Number	539615
Record Refreshed	Jun 08, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	454 XAVIER ST, ELYRIA, OH 44035-8828
Document Number	0000713772
Instrument Date	May 03, 2019
Transaction Type	Mortgage
Record Updated	May 24, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	454 XAVIER ST ELYRIA OH 440358828, ELYRIA, OH 44035-8828

Mortgage

Document Number	0000713772
Date	May 08, 2019
Instrument	713772

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 07, 2034

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,317.00	$69,760 (%) Land $19,420 Building $50,340	$199,320 (-) Land $55,480 Building $143,840
2024	$3,317.00 (+38.04%)	$69,762 (+60.82%) Land $19,418 Building $50,344	$199,320 (+60.82%) Land $55,480 Building $143,840
2023	$2,403.00 (+0.67%)	$43,380 (-0.02%) Land $14,165 Building $29,215	$123,940 (-) Land $40,470 Building $83,470
2022	$2,387.00	$43,390 Land $14,170 Building $29,220
2021			$123,940 Land $40,470 Building $83,470

Flood & Wildfire

454 Xavier St is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 2nd percentile of exposed land nationally · 10th in Ohio
Wildfire Likelihood	Low — less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.