Lorain County property record for 461 Xavier St, Elyria, OH 44035 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1985 |
| Square Footage | 1,421 sqft Living Area |
| Lot Size | 8,712 sqft (0.2 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $218,000 (2025) |
| Tax Bill | $2,515.00 (2024) |
| Primary APN | 10-00-005-101-091 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,421 sqft Living Area |
| 1st Floor | 960 sqft 1st Floor |
| Basement Area | 461 sqft Basement |
| Family Room | Family Room |
| Stories | 1 Stories |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Cape Cod Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Lot Area | 8,712 sqft (0.2 acres) |
| Depth X Width | 125 ft x 70 ft Depth x Width |
| Deck Area | 396 sqft Deck |
|---|---|
| Patio Area | 711 sqft Patio |
| Porch | Open Porch |
| Porch Area | 130 sqft Porch |
| Cooling System | None Cooling |
|---|---|
| Heating System | Baseboard Heating |
| Heating Fuel | Gas Heating Fuel |
| Water Source | Yes (Unknown Type) Water Source |
| Street Address | 461 XAVIER ST |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-8829 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | CHESTNUT RIDGE HTS #5 70 X 125 |
| Legal Subdivision | CHESTNUT RIDGE HTS 5 |
| Legal Block | 101 |
| Legal Lot Number | 258 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | ELYRIA |
| Census Blockgroup | 1 |
| Census Block | 1000 |
| Census Tract | 71202 |
Source: Lorain County records · APN 10-00-005-101-091
Assessment roll updated May 16, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 461 XAVIER ST, ELYRIA, OH 44035-8829 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 18, 2026 | Deed of Trust, Mortgage · Veterans Administration Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Jul 27, 2017 | Deed, Transfer · Federal Housing Administration (FHA) Mortgage AMERICAN EAGLE MORTGAGE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 25, 2025 · Amount on Record |
| Deed Sale | Jun 25, 2025 · Amount on Record |
| Prior Sale | Oct 30, 2024 · Amount on Record |
| Deed Doc Number | 202557436 |
| Prior Transfer Date | Oct 11, 2024 |
| Prior Transfer Doc | 0000061118 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 461 XAVIER ST, ELYRIA, OH 44035-8829 |
| Transaction Type | Mortgage |
| Record Updated | Mar 30, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 461 XAVIER ST, ELYRIA, OH 44035-8829 |
| Document Number | 0000088527 |
|---|---|
| Date | Mar 18, 2026 |
| Instrument | 2026-0088527 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CLEVELAND, OH 44114 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2056 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Jul 27, 2017 |
| Property Address | 461 XAVIER ST, ELYRIA, OH 44035-8829 |
| Document Number | 0000638369 |
| Map Reference | PB 38 PG 7-9 |
| Instrument Date | Jul 26, 2017 |
| Instrument | 2017-0638369 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $470.00 |
| Amount Accuracy | Calculated from Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 461 XAVIER ST, ELYRIA, OH 44035-8829 |
| Document Number | 0000638370 |
|---|---|
| Date | Jul 27, 2017 |
| Instrument | 2017-0638370 |
| Name | AMERICAN EAGLE MORTGAGE |
|---|
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,503.00 (-0.48%) | $53,160 (-0.01%) Land $17,840 Building $35,320 | $151,900 (-) Land $50,980 Building $100,920 |
| 2024 | $2,515.00 (-0.36%) | $53,165 (+14.78%) Land $17,843 Building $35,322 | $151,900 (+14.78%) Land $50,980 Building $100,920 |
| 2023 | $2,524.00 (+0.4%) | $46,320 (-) Land $13,017 Building $33,303 | $132,340 (-) Land $37,190 Building $95,150 |
| 2022 | $2,514.00 | $46,320 Land $13,020 Building $33,300 | |
| 2021 | $132,340 Land $37,190 Building $95,150 |
461 Xavier St is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 2nd percentile of exposed land nationally · 10th in Ohio |
|---|---|
| Wildfire Likelihood | Low — less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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