Lorain County property record for 460 Xavier St, Elyria, OH 44035 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1985 |
| Square Footage | 1,628 sqft Living Area |
| Lot Size | 10,454 sqft (0.24 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $256,900 (2024) |
| Tax Bill | $3,311.00 (2025) |
| Primary APN | 10-00-005-101-108 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 8 Rooms |
| Building Area | 1,628 sqft Living Area |
| Gross Area | 1,908 sqft Gross Area |
| 1st Floor | 944 sqft 1st Floor |
| Basement Area | 944 sqft Basement |
| Family Room | Family Room |
| Stories | 1 Stories |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Lot Area | 10,454 sqft (0.24 acres) |
| Depth X Width | 150 ft x 70 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 280 sqft Garage |
| Patio Area | 200 sqft Patio |
| Porch | Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Gas Heating Fuel |
| Water Source | Yes (Unknown Type) Water Source |
| Street Address | 460 XAVIER ST |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-8828 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | CHESTNUT RIDGE HTS #5 70 X 150 |
| Legal Subdivision | CHESTNUT RIDGE HTS 5 |
| Legal Block | 101 |
| Legal Lot Number | 275 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | ELYRIA |
| Census Blockgroup | 1 |
| Census Block | 1003 |
| Census Tract | 71202 |
Source: Lorain County records · APN 10-00-005-101-108
Assessment roll updated May 16, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 460 XAVIER ST, ELYRIA, OH 44035-8828 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 28, 2022 | Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND |
| Mar 13, 2020 | Deed of Trust, Mortgage · Line of Credit THIRD FED'L S&L ASSN/CLEVELAND |
| Feb 12, 2020 | Affidavit of Death, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 10, 2024 · Amount on Record |
| Deed Sale | Oct 10, 2024 · Amount on Record |
| Deed Doc Number | 202429330 |
| Prior Transfer Date | Feb 12, 2019 |
| Prior Transfer Doc | 0000749067 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 460 XAVIER ST, ELYRIA, OH 44035-8828 |
| Transaction Type | Mortgage |
| Record Updated | Mar 08, 2022 |
| Title Company | THIRD CAPITAL TITLE NEO |
| Name | Verified Name |
|---|
| Document Number | 0000864541 |
|---|---|
| Date | Feb 28, 2022 |
| Instrument | 2022-0864541 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 17, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 460 XAVIER ST, ELYRIA, OH 44035-8828 |
| Document Number | 0000753683 |
| Instrument Date | Mar 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 27, 2020 |
| Title Company | THIRD CAPITAL |
| Name | Verified Name |
|---|---|
| Address | 460 XAVIER ST ELYRIA OH 440358828, ELYRIA, OH 44035-8828 |
| Document Number | 0000753683 |
|---|---|
| Date | Mar 20, 2020 |
| Instrument | 753683 |
| Name | THIRD FED'L S&L ASSN/CLEVELAND |
|---|---|
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 19, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Feb 12, 2020 |
| Property Address | 460 XAVIER ST, ELYRIA, OH 44035-8828 |
| Document Number | 0000749067 |
| Instrument Date | Feb 12, 2019 |
| Instrument | 749067 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 460 XAVIER ST ELYRIA OH 440358828, ELYRIA, OH 44035-8828 |
Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,311.00 (-0.48%) | $70,320 (+%) Land $19,420 Building $50,900 | $200,910 (-) Land $55,480 Building $145,430 |
| 2024 | $3,327.00 (+32.97%) | $70,319 (+53.07%) Land $19,418 Building $50,901 | $200,910 (+53.07%) Land $55,480 Building $145,430 |
| 2023 | $2,502.00 (+0.36%) | $45,938 (%) Land $14,165 Building $31,773 | $131,250 (-) Land $40,470 Building $90,780 |
| 2022 | $2,493.00 | $45,940 Land $14,170 Building $31,770 | |
| 2021 | $131,250 Land $40,470 Building $90,780 |
460 Xavier St is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 2nd percentile of exposed land nationally · 10th in Ohio |
|---|---|
| Wildfire Likelihood | Low — less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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