Black Hawk County property record for 4536 Hoff Rd, Waterloo, IA 50701 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3.5 Baths |
| Year Built | Built 1959 |
| Square Footage | 2,227 sqft Living Area |
| Lot Size | 49,500 sqft (1.13 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $320,000 (2020) |
| Tax Bill | $6,912.00 (2025) |
| Primary APN | 8813-07-427-002 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 8 Rooms |
| Building Area | 2,227 sqft Living Area |
| 1st Floor | 1,512 sqft 1st Floor |
| Basement Area | 2,182 sqft Basement |
| Finished Basement | 800 sqft Finished |
| Unfinished Basement | 2,182 sqft Unfinished |
| Game Room | Game Room |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Plaster Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Exterior Material | Vinyl Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 49,500 sqft (1.13 acres) |
| Depth X Width | 495 ft x 100 ft Depth x Width |
| Parking Spaces | 6 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 1,520 sqft Garage |
| Shed | 1 Shed |
| Patio Area | 36 sqft Patio |
| Porch Area | 204 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 4536 HOFF RD |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50701-9205 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | DAVIS SUBDIVISION N 100 FT S 257.5 FT LOT 1 |
| Legal Range | 13W |
| Legal Township | 88N |
| Legal Section | 07 |
| Legal Subdivision | DAVIS SUBDIVISION |
| Legal Lot Number | 1 |
| Jurisdiction | BLACK HAWK IA |
| Minor Civil Division | WATERLOO |
| Census Blockgroup | 1 |
| Census Block | 1028 |
| Census Tract | 3001 |
Source: Black Hawk County records · APN 8813-07-427-002
Assessment roll updated October 17, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4536 HOFF RD, WATERLOO, IA 50701-9205 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 26, 2025 | Deed of Trust, Mortgage · Line of Credit VERIDIAN CU |
| Oct 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GREENSTATE CU |
| Apr 07, 2020 | Warranty Deed, Transfer · Conventional Mortgage GREENSTATE CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 07, 2020 · Amount on Record |
| Deed Sale | Apr 07, 2020 · Amount on Record |
| Deed Doc Number | 202017318 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 4536 HOFF RD, WATERLOO, IA 50701-9205 |
| Transaction Type | Mortgage |
| Record Updated | Dec 04, 2025 |
| Name | Verified Name |
|---|---|
| Address | 4536 HOFF RD, WATERLOO, IA 50701-9205 |
| Document Number | 0202517508 |
|---|---|
| Date | Nov 26, 2025 |
| Instrument | 2025-17508 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Address | PO BOX 6000, WATERLOO, IA 50704 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Nov 25, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 4536 HOFF RD, WATERLOO, IA 50701-9205 |
| Transaction Type | Mortgage |
| Record Updated | Oct 17, 2025 |
| Name | Verified Name |
|---|
| Document Number | 202200008107 |
|---|---|
| Date | Oct 14, 2021 |
| Instrument | 202200008107 |
| Name | GREENSTATE CU |
|---|---|
| Type | Credit Union |
| Address | NORTH LIBERTY, IA 52317 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Apr 07, 2020 |
| Property Address | 4536 HOFF RD, WATERLOO, IA 50701-9205 |
| Document Number | 202000017318 |
| Instrument Date | Mar 20, 2020 |
| Instrument | 202000017318 |
| Transaction Type | Transfer |
| Record Updated | Oct 17, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $511.20 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 4536 HOFF RD, WATERLOO, IA 50701-9205 |
| Document Number | 202000017319 |
|---|---|
| Date | Apr 07, 2020 |
| Instrument | 202000017319 |
| Name | GREENSTATE CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 05, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
| Type Change Date | Apr 05, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 5% |
| Max Rate At Change | 6% |
| Index | 1-Year LIBOR |
| Max Rate | 10% |
| Document Number | 202000017320 |
|---|---|
| Date | Apr 07, 2020 |
| Instrument | 202000017320 |
| Name | GREENSTATE CU |
|---|---|
| Type | Credit Union |
| Address | NORTH LIBERTY, IA 52317 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Apr 05, 2030 |
Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,912.00 Homeowner's exemption | $373,620 (+13.61%) Land $35,640 Building $337,980 | $373,620 (+13.61%) Land $35,640 Building $337,980 |
| 2024 | $6,912.00 (+13.35%) | ||
| 2023 | $328,870 (+14.76%) Land $35,640 Building $293,230 | $328,870 (+14.76%) Land $35,640 Building $293,230 | |
| 2022 | $6,098.00 Homeowner's exemption | $286,560 Land $35,640 Building $250,920 | |
| 2021 | $286,560 Land $35,640 Building $250,920 |
Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 5% of the US · above 32% of Iowa |
|---|---|
| Wildfire Likelihood | About 1 in 5,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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