4634 Hoff Rd, Waterloo, IA 50701 Property Records

Black Hawk County property record for 4634 Hoff Rd, Waterloo, IA 50701 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1.5 Baths
Year Built	Built 1951
Square Footage	960 sqft Living Area
Lot Size	41,085 sqft (0.943 acres)
Garage	Detached, 864 sqft
Occupancy	Owner Occupied
Tax Bill	$2,780.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`8813-07-427-006`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	5 Rooms
Building Area	960 sqft Living Area
1st Floor	960 sqft 1st Floor
Basement Area	960 sqft Basement
Finished Basement	450 sqft Finished
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Plaster Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Exterior Material	Vinyl Exterior
Construction Type	Frame Construction
Roof Construction	Hip Roof Construction
Roof Material	Asphalt Roof
Lot Area	41,085 sqft (0.943 acres)
Depth X Width	495 ft x 83 ft Depth x Width
Parking Spaces	3 Parking Spaces
Garage Type	Detached Garage
Garage Area	864 sqft Garage

Exterior Amenities

Deck Area	98 sqft Deck
Patio Area	268 sqft Patio
Porch	1 Porch
Porch Area	192 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	4634 HOFF RD
City	WATERLOO
State	IA
Zip	50701-9065
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	DAVIS SUBDIVISION N 1/2 LOT 3
Legal Range	13W
Legal Township	88N
Legal Section	07
Legal Subdivision	DAVIS SUBDIVISION
Legal Lot Number	3
Jurisdiction	BLACK HAWK IA
Minor Civil Division	WATERLOO
Census Blockgroup	1
Census Block	1028
Census Tract	3001

Owner

Source: Black Hawk County records · APN 8813-07-427-006

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4634 HOFF RD, WATERLOO, IA 50701-9065
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Refreshed	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Recording Date	Jul 06, 2026
Property Address	4634 HOFF RD, WATERLOO, IA 50701-9065
Document Number	0000009992
Instrument Date	Jun 29, 2026
Instrument	20269992
Transaction Type	Mortgage
Record Updated	Jul 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4634 HOFF RD, WATERLOO, IA 50701-9065

Mortgage

Document Number	0000009992,
Date	Jul 06, 2026
Instrument	20269992

Lender

Name	VERIDIAN CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.53%
Initial Type	Adjustable Rate
Adjustable	Document includes a rider for adjustable-rate mortgage with a specific rate change date.
Max Rate	-1%

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,780.00 Homeowner's exemption	$196,170 (+22.25%) Land $32,870 Building $163,300	$196,170 (+22.25%) Land $32,870 Building $163,300
2024	$2,780.00 (-2.52%)
2023		$160,470 (+12.88%) Land $32,870 Building $127,600	$160,470 (+12.88%) Land $32,870 Building $127,600
2022	$2,852.00 Homeowner's exemption	$142,160 Land $32,870 Building $109,290
2021			$142,160 Land $32,870 Building $109,290

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 5% of the US · above 32% of Iowa
Wildfire Likelihood	About 1 in 5,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.