4524 Hoff Rd, Waterloo, IA 50701 Property Records

Black Hawk County property record for 4524 Hoff Rd, Waterloo, IA 50701 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	2.5 Baths
Year Built	Built 1929
Square Footage	2,837 sqft Living Area
Lot Size	41,085 sqft (0.943 acres)
Garage	Detached, 736 sqft
Occupancy	Owner Occupied
Tax Bill	$4,464.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`8813-07-277-008`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	6 Rooms
Building Area	2,837 sqft Living Area
1st Floor	752 sqft 1st Floor
Basement Area	752 sqft Basement
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Plaster Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1929
Exterior Material	Stucco Exterior
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	41,085 sqft (0.943 acres)
Depth X Width	495 ft x 83 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Detached Garage
Garage Area	736 sqft Garage
Patio Area	140 sqft Patio
Porch	1 Porch
Porch Area	48 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	4524 HOFF RD
City	WATERLOO
State	IA
Zip	50701-9205
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	UNPLATTED WLOO WEST COM 13 FT N OF SE COR SE NE N 82.5 FT W 528 FT S 82.5 FT E TO BEG SEC 7 T 88 R 13
Legal Range	13W
Legal Township	88N
Legal Section	07
Legal Subdivision	UNPLATTED WLOO WEST
Jurisdiction	BLACK HAWK IA
Minor Civil Division	WATERLOO
Census Blockgroup	1
Census Block	1028
Census Tract	3001

Owner

Source: Black Hawk County records · APN 8813-07-277-008

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4524 HOFF RD, WATERLOO, IA 50701-9205
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Refreshed	Sep 20, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	4524 HOFF RD, WATERLOO, IA 50701-9205
Transaction Type	Mortgage
Record Updated	Oct 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	201700019473
Date	May 09, 2017
Instrument	2017-00019473

Lender

Name	FARMERS STATE BANK
Type	Bank
Address	WATERLOO, IA 50701

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	May 25, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,464.00 Homeowner's exemption	$284,700 (+23.93%) Land $32,870 Building $251,830	$284,700 (+23.93%) Land $32,870 Building $251,830
2024	$4,464.00 (+7.83%)
2023		$229,720 (+16.36%) Land $32,870 Building $196,850	$229,720 (+16.36%) Land $32,870 Building $196,850
2022	$4,140.00 Homeowner's exemption	$197,420 Land $32,870 Building $164,550
2021			$197,420 Land $32,870 Building $164,550

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 5% of the US · above 32% of Iowa
Wildfire Likelihood	About 1 in 5,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.