4544 Hoff Rd, Waterloo, IA 50701 Property Records

Black Hawk County property record for 4544 Hoff Rd, Waterloo, IA 50701 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1950
Square Footage	1,556 sqft Living Area
Lot Size	41,085 sqft (0.943 acres)
Occupancy	Owner Occupied
Last Sale	$158,000 (2016)
Tax Bill	$4,088.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`8813-07-427-003`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Building Area	1,556 sqft Living Area
1st Floor Area	1,080 sqft 1st Floor
Basement Area	1,080 sqft Basement
Finished Basement	800 sqft Finished
Game Room	Game Room
Stories	1 Story
Flooring	Carpet
Interior Walls	Plaster
Fireplace	Fireplace
Fireplaces	1 Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	41,085 sqft (0.943 acres)
Lot Dimensions	495 ft deep x 83 ft wide
Parking Spaces	2 Parking Spaces
Garage Type	Detached
Garage Area	576 sqft Garage

Exterior Amenities

Deck Area	Deck Area
Patio Area	48 sqft Patio
Porch	Porch
Porch Area	616 sqft Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	4544 HOFF RD
City	WATERLOO
State	IA
Zip	50701-9205
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DAVIS SUBDIVISION N 82.5 FT S 157.5 FT LOT 1
Legal Range	13W
Legal Township	88N
Legal Section	07
Legal Subdivision	DAVIS SUBDIVISION
Legal Lot Number	1
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1028
Census Tract	3001

Owner

Source: Black Hawk County records · APN 8813-07-427-003

Assessment roll updated October 17, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4544 HOFF RD, WATERLOO, IA 50701-9205
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 04, 2016 · Amount on Record
Deed Sale	Oct 04, 2016 · Amount on Record
Prior Sale	Dec 29, 2011 · Amount on Record
Deed Document Number	20162017-00006499
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Recording Date	Jul 01, 2026
Property Address	4544 HOFF RD, WATERLOO, IA 50701-9205
Document Number	0000009864
Instrument Date	Jun 26, 2026
Instrument	20269864
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4544 HOFF RD, WATERLOO, IA 50701-9205

Mortgage

Document Number	0000009864,
Date	Jul 01, 2026
Instrument	20269864

Lender

Name	NICOLET NATIONAL BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jul 15, 2036

Interest

Rate Type	Adjustable Rate
Rate	6.53%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,088.00 Homeowner's exemption	$247,560 (+24.6%) Land $32,870 Building $214,690	$247,560 (+24.6%) Land $32,870 Building $214,690
2024	$4,088.00 (+9.83%)
2023		$198,690 (+11.4%) Land $32,870 Building $165,820	$198,690 (+11.4%) Land $32,870 Building $165,820
2022	$3,722.00 Homeowner's exemption	$178,360 Land $32,870 Building $145,490
2021			$178,360 Land $32,870 Building $145,490

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 5% of the US · above 32% of Iowa
Wildfire Likelihood	About 1 in 5,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.