4410 Hoff Rd, Waterloo, IA 50701 Property Records

Black Hawk County property record for 4410 Hoff Rd, Waterloo, IA 50701

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,500 sqft · built 1977
Lot Size	0.438 acres (19,080 sqft)
Owner	Individual Name on Record
Last Sale	$160,000 (Jun 2009)
Tax Bill	$6,192 (2025)
Deeds & Mortgages	Aug 2017 Mortgage Aug 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8813-07-277-005`

Property Details

APN / Parcel Number

Primary APN	`8813-07-277-005`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Building Area	1,500 sqft Living Area
1st Floor Area	1,500 sqft
Basement Area	1,500 sqft
Finished Basement	800 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Split Level
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	19,080 sqft (0.438 acres)
Lot Dimensions	212 ft deep x 90 ft wide

Exterior Amenities

Porch	Slab
Porch Area	192 sqft
Deck Area	96 sqft
Patio Area	132 sqft
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	4410 HOFF RD
City	WATERLOO
State	IA
Zip	50701-9201
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ALBRECHTS COUNTRY HILLS LOT 3
Legal Range	13W
Legal Township	88N
Legal Section	07
Legal Subdivision	ALBRECHTS COUNTRY HILLS
Legal Lot Number	3
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1028
Census Tract	3001

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4410 HOFF RD, WATERLOO, IA 50701-9201
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2017	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC
Aug 23, 2018	Deed of Trust, Mortgage VERIDIAN CREDIT UNION
Feb 14, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2009 · Amount on Record
Deed Sale	Jun 30, 2009 · Amount on Record
Prior Sale	Jun 30, 2009
Deed Document Number	200925804
Prior Transfer Date	May 28, 2009
Prior Transfer Doc	2009025804
Record Updated	Oct 29, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	4410 HOFF RD, WATERLOO, IA 50701-9201
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800002201
Date	Aug 7, 2017
Instrument	2018-00002201

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Apr 1, 2047

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	4410 HOFF RD, WATERLOO, IA 50701-9201
Transaction Type	Mortgage
Record Updated	Sep 19, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900003170
Date	Aug 23, 2018
Instrument	201900003170

Lender

Name	VERIDIAN CREDIT UNION
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	113 Months
Due	Jan 1, 2028

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Feb 14, 2017
Property Address	4410 HOFF RD, WATERLOO, IA 50701-9201
Document Number	201700014472
Instrument Date	Jan 26, 2017
Instrument	2017-00014472
Transaction Type	Transfer
Record Updated	Feb 10, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4410 HOFF RD, WATERLOO, IA 50701-9201

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,192.00 (+18.85%) Homeowner's exemption	$314,340 (+25.55%) Land $40,320 Building $274,020	$314,340 (+25.55%) Land $40,320 Building $274,020
2024	$5,210.00 (+12.97%)
2023		$250,370 (+14.38%) Land $40,320 Building $210,050	$250,370 (+14.38%) Land $40,320 Building $210,050
2022	$4,612.00 Homeowner's exemption	$218,900 Land $40,320 Building $178,580
2021			$218,900 Land $40,320 Building $178,580

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 individual policies
Nearby Flood Policies	37 units insured incl. 16 condo units
Nearby Flood Claims	2 (1985–2020)
Most Recent Claim	Jun 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waterloo Fiber Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

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