4528 Hoff Rd, Waterloo, IA 50701 Property Records

Black Hawk County property record for 4528 Hoff Rd, Waterloo, IA 50701 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1.5 Baths
Year Built	Built 1939
Square Footage	1,753 sqft Living Area
Lot Size	22,160 sqft (0.509 acres)
Occupancy	Owner Occupied
Last Sale	$77,500 (2006)
Tax Bill	$3,986.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`8813-07-427-025`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	8 Rooms
Building Area	1,753 sqft Living Area
1st Floor	934 sqft 1st Floor
Attic Area	327 sqft Attic
Attic	1 Attic
Basement Area	1,064 sqft Basement
Finished Basement	285 sqft Finished
Game Room	Game Room
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Plaster Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1939
Exterior Material	Wood Siding Exterior
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	22,160 sqft (0.509 acres)
Depth X Width	160 ft x 141 ft Depth x Width
Parking Spaces	3 Parking Spaces
Garage Type	Detached Garage
Garage Area	840 sqft Garage

Exterior Amenities

Shed	1 Shed
Deck Area	144 sqft Deck
Patio Area	144 sqft Patio
Porch	1 Porch
Porch Area	32 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	4528 HOFF RD
City	WATERLOO
State	IA
Zip	50701-9205
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	DAVIS SUBDIVISION LOT 1 COM AT NE COR LOT 1 TH S ALONG ELY LINE LOT 1 13.80 FT TO PT OF BEG TH S 87 DEG 32 MIN 10 SEC W
Legal Range	13W
Legal Township	88N
Legal Section	07
Legal Subdivision	DAVIS SUBDIVISION
Legal Lot Number	1
Jurisdiction	BLACK HAWK IA
Minor Civil Division	WATERLOO
Census Blockgroup	1
Census Block	1028
Census Tract	3001

Owner

Source: Black Hawk County records · APN 8813-07-427-025

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4528 HOFF RD, WATERLOO, IA 50701-9205
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 03, 2006 · Amount on Record
Deed Sale	Jul 03, 2006 · Amount on Record
Deed Doc Number	20062007000045
Record Refreshed	Sep 20, 2026

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	4528 HOFF RD, WATERLOO, IA 50701-9205
Transaction Type	Mortgage
Record Updated	Oct 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4528 HOFF RD, WATERLOO, IA 50701-9205

Mortgage

Document Number	0202417718
Date	Jul 24, 2024
Instrument	2024-17718

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	PO BOX 6000, WATERLOO, IA 50704

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	61 Months
Due	Aug 05, 2029

Interest

Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,986.00 Homeowner's exemption	$252,250 (+30.29%) Land $43,470 Building $208,780	$252,250 (+30.29%) Land $43,470 Building $208,780
2024	$3,986.00 (+14.47%)
2023		$193,610 (+13.35%) Land $43,470 Building $150,140	$193,610 (+13.35%) Land $43,470 Building $150,140
2022	$3,482.00 Homeowner's exemption	$170,810 Land $43,470 Building $127,340
2021			$170,810 Land $43,470 Building $127,340

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 5% of the US · above 32% of Iowa
Wildfire Likelihood	About 1 in 5,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.