Lake County property record for 45295 River Breaks Rd, Polson, MT 59860
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 1,607 sqft · built 1925 |
| Lot Size | 120 acres (5,239,397 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $5,621 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | R1517449 |
| Primary APN | R1517449 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,607 sqft Living Area |
| 1st Floor Area | 1,492 sqft |
| Attic | Attic |
| Attic Area | 115 sqft |
| Basement Area | 150 sqft |
| Unfinished Basement | 150 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,239,397 sqft (120 acres) |
| Terrain | Wooded |
| Porch | Slab |
|---|---|
| Porch Area | 272 sqft |
| Shed | 1 Shed |
| Shed Area | 288 sqft |
| Granary | Granary |
| Pole Barn | Pole Barn |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0000014715 |
|---|---|
| Street Address | 45295 RIVER BREAKS RD |
| City | POLSON |
| State | MT |
| Zip | 59860 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | S05, T21 N, R21 W, ACRES 120.28, E2NW4 & LOT 2 |
| Legal Range | 21W |
| Legal Township | 21N |
| Legal Section | 05 |
| Legal Lot Number | 2 |
| Jurisdiction | LAKE MT |
| Township / Civil Division | FLATHEAD RESERVATION |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 940400 |
45295 River Breaks Rd, a rural home, is owner-occupied and held in a trust since August 2014.
Source: Lake County records, as of October 20, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 45489 RIVER BREAKS RD, POLSON, MT 59860-8333 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Aug 25, 2014 |
| Transfer Doc | 0000537466 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 45295 River Breaks Rd was $5,621 with a homeowner's exemption, up 13.6% from the year before.
Source: Lake County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Lake County |
| Secondary School District | Polson High School District (09 - 12) |
| Elementary School District | Valley View Elementary School District (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,621.00 (+13.58%) Homeowner's exemption | $181,778 (-) | |
| 2025 | $4,949.00 Homeowner's exemption | $181,778 | $181,778 Land $67,658 Building $114,120 |
| 2023 | $4,991.00 | $154,180 | $154,180 Land $61,360 Building $92,820 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 45295 River Breaks Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 45295 River Breaks Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Montana |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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